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BDO Personal Loan – Can I Apply For It To Consolidate My Debts / Credits?

Guide on Whether BDO Personal Loan Is Open for Debts / Credits Consolidation or Not

BDO PERSONAL LOAN – Here is a guide on whether you can apply for this loan offer of BDO Unibank to consolidate your debts or credits or not.

BDO Unibank is one of the biggest and trusted banks in the Philippines. It has a lot of excellent offers to the public from savings and deposit accounts to credit cards and investment opportunities to loans.

With regards to its loan offers, there are BDO Personal Loans and BDO Business Loans that you may apply for. The type of loan will depend on the purpose of your application.

If you want a multi-purpose loan offer, you should go for BDO Personal Loan. It can help you make ends meet and as well as fund big plans. You may apply for it to:

  • pay for the utility bills
  • purchase a gadget
  • fund an event
  • travel
  • pay for the medical bills
  • renovate your house
  • get your car repaired
  • buy a new furniture
BDO Personal Loan

In fact, aside from those aforementioned purposes, you may also apply for BDO Personal Loan for debt consolidation. You may apply for it so your debts and credits in other agencies, lending firms, and banks can be paid and combined into one loan with only one interest rate added.

Who are eligible to apply for the said loan offer?

Like in other loan offers, BDO has listed a set of eligibility requirements in applying for this loan. The applicant must be:

  • a Filipino citizen or a foreigner residing in PH for more than two (2) years already
  • between 21 to 70 years old
  • having a stable source of income (employed, self-employed, professional)
  • having contact details (phone number and landline number)
  • earning at least Php 120,000.00 yearly for salaried individuals and Php 400,000.00 for self-employed individuals and professionals

The loanable amount under this offer will depend on the approval of the bank. Meanwhile, BDO has posted the minimum loanable amount:

  • Minimum Loanable Amount – Php 10,000.00

Are you planning to apply for this loan? You might want a guide on the process of application and the requirements that you must prepare. You may visit – BDO PERSONAL LOAN: How To Apply For Personal Loan To Banco de Oro.

Thank you for visiting our website. We hope we have helped you with regards to this matter. You may keep coming back for more informative guides.

READ ALSO: BDO UNIBANK LOANS – Full List of BDO Personal & Business Loan Offers

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