Guide on BPI Personal Loan 2025 Application Process
BPI CASH LOAN 2026 – You can check here the features of the loan offer of the Bank of the Philippine Islands and how to apply for it.
In the Philippines, banks are among the best options that you can turn to in times of financial needs. Another wise way to move is to transact with a reputable bank that has already earned the trust of countless Filipinos — like the Bank of the Philippine Islands.
The Bank of the Philippine Islands or more popularly called as BPI is operating in the country since 1851. It is the first bank in the country and it has widely expanded its offers through the years. It is also the oldest bank in the Southeast Asia.
Millions of Filipinos rely to the Bank of the Philippine Islands for their banking transactions. It has made its offers accessible to countless people as it has more than 1,200 branches nationwide. In fact, it is not only serving Filipinos who are in the country but as well as abroad. The bank has several international subsidiaries in other nations making their offers accessible to overseas Filipino workers (OFWs) and other Filipino migrants.
The Bank of the Philippine Island provides a wide array of option in its every offer — bank accounts, credit cards, loans, insurance policies, and a lot more finance products. Aside from the BPI credit cards, the bank also has several loan offers and one of them is the Personal Loan or also popularly known as the BPI cash loan offer.
You may apply for the BPI cash loan for various purposes — making a personal purchase, traveling, hosting an event, expanding your business, education, healthcare needs, etc. Another good news is that it is not only open for the salaried and non-salaried Filipinos in the Philippines but as well as OFWs.
Under the Personal Loan offer, you may borrow from Php 20,000 up to P3 million. You might also like to check the BPI cash loan interest rate and loan terms before applying for the offer.
Meanwhile, if you wish to proceed to the loan application process, here are the steps on how to apply for the BPI Personal Loan offer:
How To Apply for BPI Personal Loan
Step 1 — Before checking on the documents that you need to prepare, it is best to first check on the eligibility criteria that you should meet to qualify for the loan offer. Here are the qualifications set by the bank:
- a Filipino citizen
- at least 21 years old at the time of the loan application
- not more than 60 years old at the time of loan maturity
- with a valid Philippine government-issued ID with photo and signature
Step 2 — In applying for the loan offer, there are documents that you need to prepare and it depends if you are locally-employed, self-employed, or an overseas Filipino worker. Here is a guide on the documentary requirements for application:
Step 3 — Visit a branch of the Bank of the Philippine Islands nearest to you. Submit the documents required for application.