Guide on Citibank Cash Loan 2023 Application Process & Requirements
CITIBANK CASH LOAN 2023 – Here are the details on how to apply for this loan offer of Citibank and the requirements.
Citibank is one of the leading banking entities in the Philippines. It has several account offers, credits cards, and loans. One of its excellent loan offers is the Citibank Cash Loan 2023 and you can check its details below.
This Citibank loan offer is non-collateral loan offer that is open for both employed and self-employed individuals. Do you want to know how much you may borrow under the Citibank Cash Loan 2023? Kindly visit – Citibank Personal Cash Loan: Here’s How Much You May Borrow Under this offer.
How to Apply for the Citibank Cash Loan 2023
Step 1 – Check the Qualifications.
To qualify for the Citibank Cash Loan 2023 offer, the borrower-applicant must be:
- at least 21 years old but not more than 65 years old upon the loan application
- a Filipino resident or a local resident foreigner with a valid Philippine billing address
- having a Tax Payer’s Identification Number (TIN)
- a principal credit cardholder
- having a minimum gross annual income of Php 250,000.00
Step 2 – Gather the Requirements.
The documents needed in applying for the loan offer depends if you opt a personal application at a branch of the bank or an online application. If you wish to personally go to Citibank and apply for the loan, prepare the following requirements:
Basic Requirements:
- one (1) valid government-issued ID with photo and signature
- duly-accomplished loan application form
For Employed:
- Latest complete 1 month pay slip issued within the last 2 months (Note: If you receive two or more pay slips in a month, please submit all of them); or
- Certificate of Employment with Salary issued within the last 2 months; or
- Latest ITR with BIR stamp (Note: ITR that was issued in 2020 will only be accepted until June 30, 2022)
For Self-Employed:
- Latest income tax return of your business (Form 1701) – all pages; AND
- Latest Audited Financial Statements of the business with independent auditor’s report and balance sheets and tax receipt with bank stamp – all pages
For a guide on the requirements for online loan applications, kindly prepare the following:
- one(1) valid government-issued ID bearing photo and signature
- Employed Applicants
- Latest BIR Income Tax Retur; or
- Latest 1-month Full Pay Slip
- Self-Employed Applicants
- Latest BIR Income Tax Return
- Audited Financial Statements (AFS)
- Principal Credit Card
Step 3 – Go to Citibank.
Visit a branch of Citibank if you opt to apply for the loan personally. Submit your documents for loan application evaluation. For online applications, you may visit the official website of Citibank.
