EastWest Home Top-up Loan: How To Apply, Requirements, Loanable Amounts, Interest

Guide on EastWest Home Top-up Loan Details & Application Process

EASTWEST HOME TOP-UP LOAN – Here is a guide on how to apply for this loan offer, the requirements, loanable amounts, interest, etc.

Most banks actually has a home loan offer. Usually, this loan offer serves the purposes of financing a residential property purchase may it be a vacant lot, a house and lot, a condominium unit, or a townhouse; a house construction or home renovation; and the refinancing of an existing home loan. What many people don’t know is that EastWest Bank has a unique purpose under its home loan offer.

You might have yet to hear about the EastWest Home Top-up Loan. You may apply for this loan offer if you have an existing home loan and you want to avail the paid-off portion of your loan for any purpose.

EastWest Home Top-up Loan
Photo Credit: eCompareMo

EastWest Bank Home Top-up Loan:

Unlike the other purposes in applying for the Housing Loan offer wherein there is a range of the loanable amounts or at least an estimate of how much you may borrow, under the purpose of a Top-up Loan, the amount that you may apply for depends on the paid-off portion of your existing Home Loan. The maximum loan term is 30 years.

Interest Rates under EastWest Bank Home Top-up Loan:

1 year7.90%
2-3 years8.03%
4-5 years8.29%


Documentary Requirements:

  • duly-accomplished and signed EastWest Bank Home Loan Application Form
  • two (2) valid government-issued IDs
  • If employed:
    • Latest Income Tax Return (ITR)
    • Certificate of Employment w/ Compensation (COEC) indicating position and length of service
  • If self-employed:
    • Audited Financial Statements for the last 2 years
    • Latest 6-month bank statements w/authorization to conduct bank verification
    • Business Registration(SEC/DTI)
    • Articles of incorporation and By-laws
    • Updated Interim Financial Statement if most recent AFS is more than 6 months
    • List of trade references(at least 3 suppliers and 3 customers with telephone numbers and contact persons)

To apply for this EastWest Bank loan offer, bring your documents with you to a branch of the bank nearest to your residence or office and submit them for evaluation. Wait for an update from the bank.

You may also visit – EASTWEST BANK LOANS: List of Loan Offers of EastWest Bank

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