Check here the Landbank Easy Home Loan 2025 Features
LANDBANK EASY HOME LOAN 2025 – Here are the features of this loan offer and the requirements for application.
Are you one of the people who are looking for a home loan? In the Philippines banks like the Land Bank of the Philippines are among the entities that you may turn to.
The Landbank of the Philippines is a government bank that is operating in the country for decades now. It has several loan offers for the Filipinos as well as the Landbank credit card offer. One of the loan offers of the bank is the Landbank Easy Home Loan.
The Landbank Easy Home Loan is ready to finance several purposes related to residential properties. You may apply for it to finance the purchase of a lot, a house and lot, a townhouse, a condominium unit, and other residential units.
Furthermore, the loan offer is also open to finance the construction of a residential building on a lot owned by the borrower as well as the refinancing of existing housing loan with other banks or financing firms or developers’ in-house financing-provided account is in “current status”.
Under the loan offer, the minimum loanable amount is Php 500,000. According to the government bank, for private banks, the “borrowing capacity of the individual borrower and his/her spouse (if applicable) shall be based on the 30% of the verified Gross Monthly Income for private applicants gross monthly income”.
In the case of government employees, the loanable amount is “based on the amount as required by GAA, after housing loan amortization”. The loan is payable for up to 20 years.
Here are the qualifications in applying for the Landbank Easy Home Loan offer:
- Filipino citizens
- 21 years old (must not be more than 65 years of age upon loan’s maturity)
- Borrowers who are either gainfully employed or with lawful and profitable business
With regards to the documents in applying for the housing loan offer of the Landbank of the Philippines, it depends if the applicant is employed or running a business. Here are the requirements in applying for the Landbank Easy Home Loan offer:
If Employed
- Personal Information Data Sheet
- Certificate of employment
- Latest pay slip indicating net take home pay of borrower
- Any two of the following latest Billing Statements:
- Electric Bill
- Phone Bill
- Water Bill
- Credit Card Bill
- TV Subscription Bill
If Running a Business
- Business Registration and Licenses
- Biodata
- BIR-stamped Financial Statements and Income Tax Returns for the last three years
To apply for the Landbank loan offer, submit your documentary requirements at any of the following:
| PROVINCE | SERVICING LENDING CENTER |
| NCR | Mortgage Banking Department |
| La Union | La Union Lending Center |
| Benguet | |
| Ilocos Norte | Ilocos Sur Lending Center |
| Ilocos Sur | |
| Abra | |
| Pangasinan | Pangasinan Lending Center |
| Kalinga | Cordillera Administrative Region Lending Center |
| Apayao | |
| Mt. Province | |
| Batanes | Cagayan Lending Center |
| Cagayan | |
| Isabela | Isabala Lending Center |
| Quirino | Quirino Lending Center |
| Nueva Vizcaya | Nueva Vizcaya Lending Center |
| Ifugao | |
| Nueva Ecija | Nueva Ecija Lending Center |
| Aurora | |
| Tarlac | Tarlac Lending Center |
| Bataan | Bataan Lending Center |
| Zambales | Zambales Lending Center |
| Pampanga | Pampanga Lending Center |
| Bulacan | Bulacan Lending Center |
| Batangas | Batangas Lending Center |
| Romblon | |
| Occidental Mindoro | Occidental Mindoro Lending Center |
| Oriental Mindoro | Oriental Mindoro Lending Center |
| Cavite | Cavite Lending Center |
| Palawan | Palawan Lending Center |
| Rizal | Rizal Lending Center |
| Laguna | Laguna Lending Center |
| Quezon | Quezon Lending Center |
| Marinduque | |
| Albay | Albay Lending Center |
| Sorsogon | |
| Catanduanes | |
| Masbate | |
| Camarines Norte | Camarines Lending Center |
| Camarines Sur | |
| Capiz | Capiz Lending Center |
| Aklan | |
| Iloilo | Iloilo Lending Center |
| Antique | |
| Guimaras | |
| Negros Oriental | Negros Oriental Lending Center |
| Siquijor | |
| Negros Occidental | Negros Occidental Lending Center |
| Bohol | Bohol Lending Center |
| Cebu | Cebu North and South Lending Center |
| Leyte | Leyte Lending Center |
| Southern Leyte | |
| Biliran | |
| Northern Samar | Samar Lending Center |
| Eastern Samar | |
| Western Samar | |
| Zamboanga del Norte | Zamboanga del Norte Lending Center |
| Misamis Occidental | |
| Zamboanga del Sur | Zamboanga del Sur Lending Center |
| Zamboanga Sibugay | |
| Basilan | Zamboanga City Lending Center |
| Tawi-tawi | |
| Sulu | |
| Bukidnon | Bukidnon Lending Center |
| Agusan del Norte | CARAGA North Lending Center |
| Surigao del Norte | |
| Dinagat Islands | |
| Agusan del Sur | CARAGA South Lending Center |
| Misamis Oriental | |
| Camiguin | |
| Cagayan de Oro | Cagayan de Oro Lending Center |
| Lanao del Norte | Lanao Lending Center |
| Lanao del Sur | |
| Davao del Norte | Davao del Norte Lending Center |
| Davao de Oro | |
| Davao Oriental | |
| Davao del Sur | Davao Lending Center |
| Davao Occidental | |
| North Cotabato | North Cotabato Lending Center |
| Maguindanao | |
| South Cotabato | South Cotabato Lending Center |
| Sultan Kudarat | |
| General Santos City | General Santos Lending Center |
| Sarangani |
Aside from the housing loan offer, the government bank also has the Landbank Farmers Loan.