Guide on PNB-PAL Mabuhay Miles NOW Mastercard Features & Requirements for Application
PNB-PAL MABUHAY MILES NOW MASTERCARD – Here are the features of this credit card offer of the Philippine National Bank or more commonly called PNB.
Are you looking for a credit card that’s perfect for traveling domestically and internationally? One of the entities that you may turn to for it is the Philippine National Bank or more commonly called PNB which has several offers.
Aside from the PNB loans that attend different purposes, bank accounts of different kinds, and many other finance products and services, the reputable bank also has several credit card offers that come with different sets of features and benefits for the cardholders.
One of the credit cards that is perfect for travel junkies is the PNB-PAL Mabuhay Miles NOW Mastercard — Your Travel & Shopping Companion. It comes with a welcome gift as well as travel and shopping perks and privileges.
Here are the perks and privileges for the PNB-PAL Mabuhay Miles NOW Mastercard cardholders:
- Get 1,000 Mabuhay Miles welcome gift
- earn points when using your PNB-PAL Mabuhay Miles NOW Mastercard and convert the points to Mabuhay Miles (1 point = 1 mile)
- enjoy exclusive year-round PAL online discount
- cash advance of up to 30% of your credit limit
- spend securely with Card Protect
- up to P1M coverage when traveling on a round-trip flight or travel charged on the credit card
- up to P250k coverage for purchases with Free Purchase Protection Insurance
- FREE annual card membership fee for the first 3 years
- FREE annual fee for life for all PNB Supplementary Credit Cards
- multiple installment options such as the following:
- Balance Transfer or moving the balances in your other credit card to your new PNB Credit Card
- Convert-to-Cash, by converting your credit limit to cash and pay light installmentrs
- Transaction Conversion, convert your straight payments into installments
- Zero % Affordable Payment Plan (ZAPP), zero interest for installments up to 24 months when shopping in PNB partner merchants
- global and online acceptance
- option to pay in Peso even the transactions abroad
- contactless payment
- up to P250k coverage for only P120 per year for the Fraud Transaction Insurance
Are you interested to apply for the credit card offer? To be eligible for the offer, here are the qualifications that a credit card applicant should meet to qualify for the PNB-PAL Mabuhay Miles NOW Mastercard offer:
- at least 21 years old but not more than 65 years old at the time of the credit card application
- with an annual income of at least Php 120,000
What are the documentary requirements in applying for the PNB-PAL Mabuhay Miles NOW Mastercard offer? There are varying requirements depending if you are a Filipino who is employed or self-employed or a foreign national living in the country.
Below, you can check the lists of the requirements set by PNB in applying for its credit card offer:
Employed Filipinos
- latest one (1) month payslip or Certificate of Employment indicating the Gross Income, Date Hired, and Position or ITR or active principal credit card number with at least 1 year membership
- government-issued ID bearing photo and signature
- Proof of billing (any of the following):
- Utility Bills
- Credit Card Statement of Account
Self-Employed Filipinos
- Latest Income Tax Return with BIR Stamp and latest Audited Financial Statement
- government-issued ID bearing photo and signature
- Proof of billing (any of the following):
- Utility Bills
- Credit Card Statement of Account
Foreign National
Option 1
- Passport
- Alien Certificate of Residence (ACR)
- Proof of billing (for non-carded or non-depositor)
- Utility Bills (electricity, telephone, etc.) or Credit Card Statement of Account
- And any of the following:
- National ID
- Internal Revenue Service (IRS) ID
- Social Security Number (SSN) ID
- Driver’s License
- Work permit issued by DOLE (mandatory requirement) if employed in the Philippines
- Company ID issued by private entities or institutions registered with or supervised or regulated either by the BSP, SEC, or IC
Option 2
- Passport
- Unexpired Philippine Retirement Authority ID (PRA) or Special Resident Retiree’s Visa (SRRV)
- Proof of billing (for non-carded or non-depositor)
- Utility bills (electricity, telephone, etc.) or credit card statement of account
- And any of the following:
- Bureau of Immigration Approved Order
- Certificate of Deposit issued by the Bank where the PRA/Visa is deposited