PNB Platinum Mastercard — Enjoy A Credit Card w/ Flexible Reward Options

Guide on PNB Platinum Mastercard Features & Requirements for Application

PNB PLATINUM MASTERCARD – Here are the features of this credit card offer of the Philippine National Bank or more commonly called PNB.

Are you looking for a credit card that can bring you lots of rewards? For it, one of the entities that you may turn to is the PNB or the Philippine National Bank. It is a former government bank that was privatized in 2007.

The Philippine National Bank is one of the biggest and most trusted banking entities in the country. It has several offers that encompass both personal and business finance products and services. Aside from the PNB loans, the bank also has credit card offers which include the PNB Platinum Mastercard.

There are a lot of benefits and excellent features that await the cardholders of PNB Platinum Mastercard. Here is a guide on the experience that this credit card may bring you:

• enjoy earning rewards points for Cash Credits and Mabuhay Miles

• access to a credit card with boosted protection through the Card Protect

• free annual fee for life for all your PNB Supplementary Credit Cards

• option to pay your bill in Philippine Peso even your international bills

• wide acceptance globally and online

• multiple installment options such as the following:
  • Balance Transfer or moving the balances in your other credit card to your new PNB Credit Card
  • Convert-to-Cash, by converting your credit limit to cash and pay light installmentrs
  • Transaction Conversion, convert your straight payments into installments
  • Zero % Affordable Payment Plan (ZAPP), zero interest for installments up to 24 months when shopping in PNB partner merchants

• up to Php 250,000 Purchase Protection Insurance coverage of purchased items through the credit card against accidental damage within 90 days from the date of purchase

• up to Php 3 million travel insurance coverage when travel ticket is charged to your PNB-PAL Mabuhay Miles Platinum Mastercard

• up to Php 250,000 Fraud Transaction Insurance coverage when your cards gets lost or stolen

Just like in applying for the other credit card offers, there are also eligibility requirements in applying for the PNB Platinum Mastercard. To qualify for the credit card offer, here are the qualifications that an applicant must meet:

• at least 21 years old but not more than 65 years old at the time of the credit card application
• with an annual income of at least Php 120,000

The credit card offer is open not only for the employed and self-employed Filipinos but as well as foreigners who are residing in the country and want to apply for the card. Here is a guide on the requirements in applying for the PNB Platinum Mastercard offer:

Employed Filipinos

• latest one (1) month payslip or Certificate of Employment indicating the Gross Income, Date Hired, and Position or ITR or active principal credit card number with at least 1 year membership
• government-issued ID bearing photo and signature
• Proof of billing (any of the following):
  • Utility Bills
  • Credit Card Statement of Account

Self-Employed Filipinos

• Latest Income Tax Return with BIR Stamp and latest Audited Financial Statement
• government-issued ID bearing photo and signature
• Proof of billing (any of the following):
  • Utility Bills
  • Credit Card Statement of Account

Foreign National