Lists of PNB Cash Loan Requirements You Must Submit To Apply
PNB CASH LOAN REQUIREMENTS 2025 – Here are the qualifications and the documents required in applying for the Personal Loan offer.
Banks are among the entities that people may turn to in times of financial needs. In the country, one of the reputable banks is the Philippine National Bank or more popularly called PNB. It is one of the oldest banks in the country operating since 1916.
Countless Filipinos are clients of the Philippine National Bank not only for years but for decades now. It has several offers that include both personal and corporate banking services and products. The bank has several loan offers.
Aside from the PNB Car Loan, another loan offer of the Philippine National Bank is the Personal Loan, a multi-purpose cash loan offer. It was designed to meet multiple purposes under a single loan. The offer is open for both salaried and non-salaried individuals.
In applying for the offer, there are both PNB cash loan requirements as well as qualifications for application. Here are the eligibility requirements that a loan applicant must meet to qualify for the loan offer:
- Filipino citizens
- at least 21 years old at the time of the loan application but not more than 65 years old upon the loan maturity
- earning a minimum annual gross income of Php 120,000
For a smooth way of applying for the loan, it is best to ensure that you have all the PNB cash loan requirements that need to be submitted in applying for the loan offer. Here are the documents that a loan applicant must submit in applying for the loan offer:
- PNB Personal Loan Application Form with Auto-Debit Arrangement (ADA) Enrollment Form
- Proof of Residence/Proof of Billing
- Income Documents
- one (1) Valid Identification Document (ID) with your signature and photo
Primary IDs
any of the following:
- Philippine Identification Card (PhilID) issued by the Philippine Statistics Authority (PSA) under the Philippine Identification System (PhilSys)
- Valid Passport
- Driver’s license
- Unified Multi-Purpose ID
- Digitized BIR TIN Card
- SSS ID
- GSIS e-Card
- PRC ID
- IBP Lifetime Membership ID
- NBI Clearance
Secondary IDs
any two (2) of the following:
- Police Clearance
- Digitized Postal ID
- Voter’s ID
- Tax Identification Number Card
- Barangay Certification
- Senior Citizen Card
- MARINA Professional Identification Card
- OWWA ID
- OFW ID
- Seaman’s book
- Government Office and GOCC ID (e.g., AFP, HDMF IDs)
- Certification from NCWDP
- DSWD Certification
- IBP ID
- Phil-Health ID Health Insurance Card ng Bayan
- Company IDs issued by private entities or institutions registered with or supervised or regulated either by the BSP, SEC or IC
- Persons with Disability (PWD) Identification Card
Aside from the car and cash loan offers, the Philippine National Bank also offers a PNB Housing Loan.