PNB LOANS: List of PNB Loan Offers & the Requirements in Applying

List of PNB Loans & the Requirements Needed in Applying

PNB LOANS – Here is a list of the loan offers of the Philippine National Bank (PNB) and the requirements in applying for each.

In the Philippines, there are several banks that offer loans to the public. Most banks including the Philippine National Bank offer house loans, car loans, and personal loans.

With regards to the PNB loans, you may apply for any of the following:

• PNB Sure Home Housing Loan
• PNB Sure Wheels Auto Loan
• PNB Sure Home’s Home Flexi Loan

The aforementioned PNB Loans serve different purposes and have different sets of requirements.

Based on the official website of the Philippine National Bank, here is a list of the PNB loans and the requirements under every loan offer:

PNB Sure Home Housing Loan

This type of loan is perfect for those who want to purchase lot, house and lot, condominium unit, and townhouse. It can also be applied for in the purpose of house improvement.

Requirements

• Housing Loan Application Form
• Photocopy of 2 valid government issued ID’s
• Appraisal Fee of P3,500 – non-refundable
• If with co-maker/co-borrower/attorney-in-fact, separate application form is needed

Additional Requirements for Employed Applicants:

• Photocopy of the latest Income Tax Return (ITR)
• Certificate of Employment and Compensation
• ACR and Official Receipt

Additional Requirements for OFW Applicants:

• Photocopy of Passport
• Contract / Certificate of Employment (COE) approved by the POEA, if applicable, authenticated by the Philippine Consulate (if direct hired)
• Proof of inward remittance thru PNB or other banks
• Crew Contract and Exit Pass from POEA (for seafarers only)
• PNB-prescribed Special Power of Attorney (SPA), if applicable
• If SPA was executed and notarized abroad, such has to be authenticated by the Philippine Consulate

PNB Sure Wheels Auto Loan

The PNB Sure Wheels Auto Loan is open for those who wanted to purchase their own vehicles.

Requirements for Employed Applicants

• Local
  • Latest ITR
    
  • Certificate of Employment with compensation
• Foreign
  • Latest Contract of Employment
  • Proof of Remittance

Requirements for Self-employed Applicants / Business Owners

• Latest ITR with Audited Financial Statement
  
• Latest three (3) month’s Bank Statement
  
• Business Papers

Requirements for Partnership / Corporation

• SEC Certificate of Registration
  
• Articles of Incorporation and By-Laws
  
• Secretary’s Certificate / Partnership Resolution
  
• Latest ITR with Audited Financial Statement
  
• Latest three (3) month’s Bank Statement

PNB Sure Homes’ Home Flexi Loan

Among the several types of PNB loans, the most flexible one is the Sure Homes’ Home Flexi Loan. You can apply for it for the purpose of travel, paying for the bills, purchasing a gadget, etc.

With regards to the requirements needed in applying for this type of loan, the bank has not posted it but you may reach out to them through their official website. Visit – https://www.pnb.com.ph.