Features of RCBC World Mastercard & the Application Requirements
RCBC WORLD MASTERCARD — Rizal Commercial Banking Corporation offers a credit card with priceless benefits for the cardholders.
In the Philippines, there are banking entities that provide credit card offers packed with excellent features and benefits for the cardholders. One of these is the Rizal Commercial Banking Corporation or more popularly called RCBC.
The RCBC is in the service of the Filipino people for decades now since the 1960s. Through the years, it has continually grew its offers which now include the savings and checking accounts, credit cards, and loans.
The loan offers of Rizal Commercial Banking Corporation include the RCBC Home Loans, the RCBC Auto Loans, and the RCBC Personal Loan. The reputable banking entity also has multiple credit card offers.
One of the credit card offers of the bank is the RCBC World Mastercard. It is packed with excellent features and benefits that you can check below:
- earn flexible, non-expiring Rewards Points which you can exchange for AIRMILES
- enjoy exclusive travel, shopping, and dining deals with Mastercard Moments
- worry-free 0% installment for up to 36 months
- enjoy hassle-free and rewarding bill payments
- Free-for-life Supplementary Cards (maximum of 9)
- monitor your account conveniently with real-time SMS advisories on your credit card spending
- make real-time payments and fund transfers anytime through your RCBC World Mastercard
- access to Balance Conversion feature which allows the cardholders of RCBC World Mastercard to convert statement outstanding balance to installment
- enjoy access to world-class airport lounges
- enjoy access to cash loan for your future plans
- enhanced credit card security with the EMV Chip Technology and insurance for your online purchases through RCBC World Mastercard
- enjoy unlimited free access to PAGSS Lounge in Terminals 1 & 3 for the Principal cardholder plus one travel companion
- avail the option of consolidating your credit card bills
- FREE Travel Insurance and Purchase Protection
- OTP or One-Time Password required for online purchases for enhanced credit card use protection
- enjoy worldwide coverage of up to US$200 for your international and local purchases with Mastercard e-Commerce Purchase Protection
- 0% interest on installment on purchases abroad using your RCBC World Mastercard
How much is the membership fee set under the RCBC World Mastercard? For the principal cards, the bank charges a membership fee of Php 3,600 annually. With regards to the supplementary card, up to nine (9) supplementary cards are waived.
In applying for the credit card offer, here are the qualifications set by the Rizal Commercial Banking Corporation:
- 21-65 years old to qualify as a Principal Cardholde
- 13-65 years old to qualify as a Supplementary Cardholder
- must have a mobile number and landline in your place of work
In applying for the RCBC World Mastercard offer, there are documents required by the Rizal Commercial Banking Corporation for application. Here are the documents required by the bank among the employed and the self-employed individuals:
Employed Applicants
- duly-accomplished and signed RCBC Credit Card Application Form
- copy of one (1) valid ID with photo and signature
- copy of any proof of income:
- Latest Income Tax Return and/or W2 with BIR or Bank Stamp
- Latest payslip stating monthly salary
- Original Certificate of Employment (COE) with annual income details and signed by authorized Human Resources Group signatory. COE must not be more than six (6) months old
- Latest bank statement showing the salary credit for the month
Self-Employed, Proprietors, and Businessmen Applicants
- duly-accomplished and signed RCBC Credit Card Application Form
- copy of one (1) valid ID with photo and signature
- copy of any proof of income:
- Latest Audited Financial Statement (AFS) with BIR or Bank Stamp and latest Income Tax Return (ITR) and/or W2 with BIR or Bank Stamp
- Latest bank statement showing cash credits/sales receipt for the month