Features of RCBC Diamond Credit Card & the Application Requirements
RCBC DIAMOND CREDIT CARD — Here is a credit card offer of Rizal Commercial Banking Corp. which is loaded with perks and privileges.
Are you looking for a credit card that you can use in your transactions not only within the country but as well as abroad? One of the entities that you may turn to is Rizal Commercial Banking Corporation or more popularly called RCBC.
The RCBC is one of the reputable banks in the Philippines with several finance products and services under different categories. It has both personal and business finance products which are truly accessible as the bank has several branches across the nation.
The bank has different savings and deposit account offers, loans, and credit cards. While its loans include the RCBC Personal Loan and the RCBC Auto Loans, its credit card offers includ the RCBC Diamond Credit Card which is packed with the best features.
The RCBC Diamond Credit Card can be your best travel buddy as it is packed with impressive features and benefits for the cardholders. Here is a list of what awaits the cardholders of this RCBC credit card offer:
- earn double points from hotel and restaurant spendings using the credit card
- enjoy complimentary access to PAGSS Lounge in Terminal 1&3 for the Principal cardholder plus one travel companion
- worry-free 0% installment for up to 36 months
- access to international medical, VIP healthcare, and international travel assistance, plus concierge services
- enjoy hassle-free and rewarding bill payments
- make real-time payments and fund transfers anytime through your RCBC Diamond Credit Card
- enjoy flexible non-expiring Rewards Points on all your purchases
- FREE Travel Insurance and Purchase Protection
- access to world-class travel & lifestyle perks
- monitor your account conveniently with real-time SMS advisories on your credit card spending
- access to Balance Conversion feature which allows the cardholders of RCBC Hexagon Club Credit Card to convert statement outstanding balance to installment
- enjoy access to world-class airport lounges
- enjoy access to cash loan for your future plans
- enhanced credit card security with the EMV Chip Technology and insurance for your online purchases through RCBC Diamond Credit Card
- enjoy worldwide acceptance of your credit card
- OTP or One-Time Password required for online purchases for enhanced credit card use protection
- 0% interest on installment on purchases abroad using your RCBC Diamond Credit Card
How much is membership fee under the RCBC Diamond Credit Card? For the principal cardholders, the membership fee is set at Php 3,000 per year. The supplementary card membership is waived for up to 9 supplementary cards.
The RCBC Diamond Credit Card application is open for individuals aged 21-65 years old to qualify as a Principal Cardholder and 13-65 years old to qualify as a Supplementary Cardholder. The credit card applicant must have a mobile number and landline in your place of work
The credit card application is open for both the salaried and non-salaried individuals who want to apply for the bank offer. The bank has set varying lists of requirements for application.
Here is a guide on the documents required by the bank in applying for the RCBC Diamond Credit Card offer:
Employed Applicants
- duly-accomplished and signed RCBC Credit Card Application Form
- copy of one (1) valid ID with photo and signature
- copy of any proof of income:
- Latest Income Tax Return and/or W2 with BIR or Bank Stamp
- Latest payslip stating monthly salary
- Original Certificate of Employment (COE) with annual income details and signed by authorized Human Resources Group signatory. COE must not be more than six (6) months old
- Latest bank statement showing the salary credit for the month
Self-Employed, Proprietors, and Businessmen Applicants
- duly-accomplished and signed RCBC Credit Card Application Form
- copy of one (1) valid ID with photo and signature
- copy of any proof of income:
- Latest Audited Financial Statement (AFS) with BIR or Bank Stamp and latest Income Tax Return (ITR) and/or W2 with BIR or Bank Stamp
- Latest bank statement showing cash credits/sales receipt for the month