Features of RCBC Classic JCB Credit Card & the Application Requirements
RCBC CLASSIC JCB CREDIT CARD — The Rizal Commercial Banking Corporation offers an excellent set of features and benefits under this credit card offer that best suits young professionals.
Are you looking for a credit card that is packed with the best features and privileges for the cardholders? Banks are among the entities that you may turn to and one of the reputable banking entities in the country is the Rizal Commercial Banking Corporation.
More popularly called RCBC, the Rizal Commercial Banking Corporation is one of the reputable banking entities that is operating in the Philippines for decades now. It has savings and checking account offers, credit cards, as well as loans that include the RCBC Auto Loans.
With regards to the credit card offers of the bank, they bear unique sets of features. One of the best choice most especially for the young professionals is the RCBC Classic JCB Credit Card.
The RCBC Classic JCB Credit Card is packed with excellent perks and privileges. Here is a list of the best features that await the cardholders:
- enjoy non-expiring Rewards Points from all your purchases which you can exchange for AIRMILES, Cash Rebates, Shopping Vouchers, Cash Credit to your RCBC Credit Card, Deposit to your RCBC deposit account, or Donation
- access to PAGSS Lounge in Terminals 1 & 3
- free travel insurance (Travel Plus Lite) & Purchase Protection when you charge all your internationl travel-related expenses to RCBC Classic JCB Credit Card
- 0% interest on installment on purchases abroad using your RCBC Classic JCB Credit Card
- free budget monitoring tools that give you financial control and empowerment
- access to Balance Conversion feature which allows the cardholders of RCBC Classic JCB Credit Card to convert statement outstanding balance to installment
- monitor your account conveniently with real-time SMS advisories on your credit card spending
- enjoy worldwide acceptance of your credit card
- OTP or One-Time Password required for online purchases for enhanced credit card use protection
- FREE Travel Insurance and Purchase Protection
- enjoy hassle-free and rewarding bill payments
- enhanced credit card security with the EMV Chip Technology and insurance for your online purchases through RCBC Classic JCB Credit Card
How much is the membership fee set by the Rizal Commercial Banking Corporation under the RCBC Classic JCB Credit Card? According to the bank, for the principal cards, the membership fee is set at Php 1,500 annually. A membership fee of Php 750.00 is set under the supplemehtary cards.
Who are eligible to apply for the RCBC Classic JCB Credit Card offer? The credit card application is open for individuals who are aged between 21 to 65 years old for the principal cards and between 13 to 65 years old for the supplementary cards.
The RCBC requires the credit card applicant to have a mobile number and a landline in the place of work. Here are the documents required by the bank among the salaried and the non-salaried individuals in applying for the RCBC Classic JCB Credit Card:
Employed Applicants
- duly-accomplished and signed RCBC Credit Card Application Form
- copy of one (1) valid ID with photo and signature
- copy of any proof of income:
- Latest Income Tax Return and/or W2 with BIR or Bank Stamp
- Latest payslip stating monthly salary
- Original Certificate of Employment (COE) with annual income details and signed by authorized Human Resources Group signatory. COE must not be more than six (6) months old
- Latest bank statement showing the salary credit for the month
Self-Employed, Proprietors, and Businessmen Applicants
- duly-accomplished and signed RCBC Credit Card Application Form
- copy of one (1) valid ID with photo and signature
- copy of any proof of income:
- Latest Audited Financial Statement (AFS) with BIR or Bank Stamp and latest Income Tax Return (ITR) and/or W2 with BIR or Bank Stamp
- Latest bank statement showing cash credits/sales receipt for the month