Guide on UnionBank Personal Cash Loan Offer Features & Application
UNIONBANK PERSONAL CASH LOAN – Here are the important details about the multi-purpose loan offer of UnionBank.
Undeniably, there are situations that may call for instant financial solutions. Among these are unforeseen medical emergencies that can bring you hospital or medicaton bills that you need to address right away.
There are countless cash loan offers that you can turn to. However, truth be told that not all offers can provide you with instant financial solutions. Meanwhile, there are offers that can provide you with cash in a matter of minutes.
One of these offers is the UnionBank Personal Cash Loan. It is a non-collateral loan offer of one of the popular and reputable banking entity in the country. You can obtain approval in as fast as five (5) minutes.
Under the UnionBank loan offer, you may borrow up to Php 2 million. The loan is payable from one (1) year up to five (5) years thus there is really an option for light monthly installments.
Once approved, you can choose on your preferred mode of disbursement — you can have it credited to your Nominated Bank Account or through a delivery of a Managers Check to your billing address.
Who are qualified to apply for the UnionBank Personal Cash Loan offer? The loan is open for individuals who meet the following eligibility criteria:
- a Filipino resident or a local resident foreigner with a valid Philippine billing address
- at least 21 to 65 years old
- a Tax Payer’s Identification Number (TIN)
- a principal credit cardholder
- a minimum gross annual income of Php 250,000
The loan offer can be applied for in-person at a branch of UnionBank nearest to you or online. You just have to prepare the requirements and submit them to the bank to apply for the loan offer. The loan processing will only commence after a complete set of requirements was submitted.
Aside from UnionBank, another reputable bank in the country with a multi-purpose cash loan offer is the EastWest Bank. It also has several branches across the nation.