PNB Cash Loan Requirements for Application — A Guide for Applicants

List of PNB Cash Loan Requirements You Must Prepare To Apply

PNB CASH LOAN REQUIREMENTS – Listed here are the documents required by the Philippine National Bank in applying for the loan offer.

Are you looking for a multi-purpose cash loan offer? One of the entities with the said loan offer is the Philippine National Bank or more popularly called PNB. It is formerly government bank but was fully-privatized in 2007.

The loan offer of PNB can be used for the medical expenses, education fees, house renovation, vacation trips, personal purchases, and other personal needs. The loan offer does not require a collateral and a guarantor in applying for the loan offer.

To apply, all you need to have are the PNB cash loan requirements for application. Here are the documents required by the bank in applying for the loan offer:

  • duly-accomplished PNB Personal Loan Application Form with Auto-Debit Arrangement (ADA) Enrollment Form
  • Income Documents
  • Proof of Residence/Proof of Billing
  • one (1) Valid Identification Document (ID) with your signature and photo

With regards to the valid ID(s) which is/are part of the PNB cash loan requirements, the Philippine National Bank has generously cited the IDs that are acceptable under the loan offer.

Primary IDs
any of the following:

  • Philippine Identification Card (PhilID) issued by the Philippine Statistics Authority (PSA) under the Philippine Identification System (PhilSys)
  • Valid Passport
  • Driver’s license
  • Unified Multi-Purpose ID
  • Digitized BIR TIN Card
  • SSS ID
  • GSIS e-Card
  • PRC ID
  • IBP Lifetime Membership ID
  • NBI Clearance

Secondary IDs
any two (2) of the following:

  • Police Clearance
  • Digitized Postal ID
  • Voter’s ID
  • Tax Identification Number Card
  • Barangay Certification
  • Senior Citizen Card
  • MARINA Professional Identification Card
  • OWWA ID
  • OFW ID
  • Seaman’s book
  • Government Office and GOCC ID (e.g., AFP, HDMF IDs)
  • Certification from NCWDP
  • DSWD Certification
  • IBP ID
  • Phil-Health ID Health Insurance Card ng Bayan
  • Company IDs issued by private entities or institutions registered with or supervised or regulated either by the BSP, SEC or IC
  • Persons with Disability (PWD) Identification Card

The loan which offers a maximum borrowing amount of Php 2 million is payable for up to 60 months. Thus, there is really an option for light monthly amortizations. Aside from PNB, UnionBank which is also a trusted bank in the country has its own cash loan offer.

UnionBank Personal Cash Loan

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