UnionBank Car Loan Requirements You Must Submit for Application

Lists of UnionBank Car Loan Requirements You Must Submit To Apply

UNIONBANK CAR LOAN REQUIREMENTS – You can check here a guide on the documents you must submit to apply for the Auto Loan offer.

Are you looking for an entity that can finance the purchase of your dream car? One of the trusted banks that you may turn to is the UnionBank, a reputable banking entity in the Philippines with several branches.

UnionBank Car Loan Requirements

The UnionBank services and product offers are really accessible considering the many branches that the state entity has across the nation. It has a Car Loan offer that is ready to finance both brand new and secondhand car purchases.


The Auto Loan application is open for both individual and corporate applicants. There are varying UnionBank Car Loan requirements for application among the individual and corporate applicants.

The UnionBank Car Loan requirements vary among the employed and self-employed individuals. If you are employed, here are the documents you must submit to apply for the loan offer:

  • proof of billing address
  • COE -Certificate of employment with compensation
  • (3) months’ payslip
  • Latest Income Tax Return (ITR)* -ITR is not required for loan amounts below P3,000,000

In the case of the non-salaried individuals or self-employed individuals who want to apply for the loan offer, here are the documents that the bank requires:

  • proof of billing
  • Business Registration papers (DTI, SEC if applicable)
  • ITR with audited financial statements (2 years)
  • Trade references

Individual applicants, whether salaried or non-salaried, must also submit government-issued IDs with signature. You can submit any of the following:

  • PhilID / ePhilID / Printed PhilID
  • Passport
  • Driver’s License
  • NBI Clearance
  • PRC ID
  • SSS ID / Unified Multipurpose ID (UMID)
  • GSIS e-card / GSIS ID (membership ID)
  • ID issued by the National Council on Disability Affairs
  • Senior Citizen Card (Digitized)
  • Overseas Workers Welfare Administration ID (Digitized)
  • Philhealth Insurance Card ng Bayan (Digitized)
  • Voter’s ID (Digitized)
  • OFW ID
  • Postal ID (Digitized)
  • TIN (Digitized)
  • Private company ID, of companies regulated by SEC, BSP, IC
  • School ID
  • IBP ID

In the absence of the identification documents mentioned above, you may submit two (2) of the following:

  • Seaman’s Book
  • Government office and GOCC ID
  • Company ID issued by private entities or institutions registered with or supervised or regulated either by the BSP, SEC or IC
  • Barangay ID / Certification
  • Alien Certification of Registration / Immigrant Certification of Registration
  • duly-accomplished and signed UnionBank Auto Loan Application Form
  • Business Papers (SEC Registration, Articles of Inc and By-Laws and Latest GIS)
  • Latest Income Documents
    • Income Tax Return with Audited Financial Statement
  • Proof of billing
  • 2 Valid gov’t issued IDs (Directors/Officers in the GIS)

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