SSS Monthly Contribution 2026 for Non-Working Spouse Members — A GUIDE

Check Here the Table for the SSS Monthly Contribution 2026 for Members

SSS MONTHLY CONTRIBUTION 2026 – For non-working spouse members of the Social Security System, there is a unique set of premiums to keep your account updated.

In the Philippines, the social insurance giant with a huge membership coverage is the Social Security System or more popularly called SSS. Its membership is open for private company employees, employers, and self-employed individuals.

SSS

The SSS membership is also open for household helpers or kasambahays as well as land-based and sea-based overseas Filipino workers, except for Filipino permanent migrants, including Filipino immigrants, permanent residents, and naturalized citizens of their host countries, who may be covered on a voluntary basis.

SSS Monthly Contribution 2026
Photo Courtesy of Z.com

The members of the social insurance giant are qualified to the SSS Benefits as well as the loan offers provided by the state-run institution. To qualify for the offers, it is important to check the SSS monthly contribution rate for 2026.

Currently, the social insurance giant has yet to post the SSS monthly contribution rate 2026. We will keep you posted.

SSS

The Social Security System has three (3) major loan offers for its members. Here are the loans that the qualified members may turn to in times of need:

SSS Salary Loan

The Social Security System has a multi-purpose cash loan offer, the SSS Salary Loan. It is open for members who meet the following qualifications:

  • currently employed, self-employed, or voluntary member of the Social Security System
  • must have posted at least 36 monthly contributions in the SSS account
  • employer must be updated in the payment of the SSS contributions
  • has not received any final benefit from the SSS
  • 65 years old and below at the time of the loan application
  • has not been disqualified due to fraud committed against the SSS

SSS Housing Loan

The social insurance giant also has the SSS Housing Loan which is ready to finance major house repairs and home improvements including the following:

  • extension or expansion and enhancement of economic and aesthetic value of an existing housing unit
  • construction of concrete fence and steel gate
  • completion of an occupied bare house
  • installation of deep well and motor pump

It is open for the SSS members who meet the following qualifications:

  • member must have posted at least 36 monthly contributions with 24 continuous contributions prior to the application
  • not more than 60 years old at the time of application
  • not previously granted a repair and/or improvement loan by the SSS or NHMFC
  • not been granted final SSS benefits
  • borrower and spouse is updated in the payment of their other SSS loan(s)

SSS Calamity Loan

In times of typhoon, earthquake, and other natural disasters, members of the Social Security System may turn to the SSS Calamity Loan. Here are the qualifications under the offer:

  • residing in an area declared under a State of Calamity by the National Disaster Risk Reduction and Management Council (NDRRMC)
  • registered on the My.SSS portal
  • has posted at least 36 monthly contributions
  • has not availed of final benefits
  • has no outstanding balance in CLAP or the SSS Loan Restructuring Program (LRP)

Leave a Comment