Home Credit Cash Loan Extended To Good-Paying Clients
HOME CREDIT CASH LOAN – Home Credit Philippines offers a multi-purpose financial solution for clients with good accounts.
Many Filipinos are clients of Home Credit Philippines. Some people had previous loan accounts while others have existing loans. Whether you belong to any of the categories mentioned or still planning to apply for a Product Loan, there is an advantage in maintaining good accounts.
Home Credit Philippines extends a Home Credit Cash Loan to good-paying clients. This is an added benefit aside from incurring late payment penalties by paying the loan due on time.
The Home Credit Cash Loan is a multi-purpose cash loan offer. The international consumer finance provider boasts its loan offer with the following features:
- easy loan application process
- fast loan approval
- competetive interest rates
- flexible loan amounts
The cash loan offer may be extended through a text message, a phone call, or a notification in the My Home Credit app account of the eligible client. Here are the qualifications under the loan offer:
- a Filipino citizen
- at least 18 years old but not more than 68 years old at the time of the loan application
- in good credit standing with Home Credit
In applying for the Home Credit Cash Loan offer, the international consumer finance provider requires at least one (1) primary ID or two (2) secondary IDs. Here are the options:
Primary IDs
- Unified Multi-Purpose ID (UMID)
- Driver’s License
- Philippine Identification Card
- Postal ID (New)
- Voter’s ID
- Professional Regulation (PRC) ID – Secondary ID with Address Required
Secondary IDs
- Postal ID (Old)
- NBI Clearance
- Barangay Certificate
- Phone Bill
- Water Bill
- Electricity Bill
- Mobile/Internet/Cable Bill
The monthly interest starts at 2.32% add-on rate. The loanable amounts and the loan term are affecting factors on the interest rate. All loan applications are subject to the approval of the international consumer finance provider.
For approved loan applications but the money was not claimed within seven (7) days, the loan will be cancelled. The loan proceeds may be disbursed through a bank transfer or a cash pick-up.
Banks
- Bank of China
- China Bank Savings, Inc.
- China Banking Corporation
- BDO Unibank Inc
- Land Bank of the Philippines
- Bank of the Philippine Islands
- Development Bank of the Philippines
- Union Bank of the Philippines
- Security Bank Corporation
- Asia United Bank Corporation
- East West Banking Corporation
- Robinsons Bank Corporation
- Philippines Veterans Bank
Secondary IDs
- Cebuana Lhuillier
- USSC
- LBC
- Bayad Center
- Metrobank
Aside from the Home Credit Cash Loan, the international consumer finance provider also offers a Home Credit Basket Shopping Loan.
