GSIS Disability Benefit – What Are Considered “Permanent Total Disability”

Guide on GSIS Disability Benefit Conditions and Eligibility

GSIS DISABILITY BENEFIT – Here is a guide on what conditions are considered as “Permanent Total Disability” under this Government Service Insurance System benefit.

In the Philippines, people working in the government and the public sector are members of the Government Service Insurance System. More commonly called as GSIS, it is a social insurance institution that offers a lot of benefits for the members.

The members of the social insurance institution remit a part of their monthly wage as savings. Accumulated savings can make a member eligible for certain benefits.

One of the GSIS benefits is the GSIS Disability Benefit. It aims to assist members who cannot go to work and earn due to a disability.

The coverage and benefits that can be extended by the GSIS may depend on the disability of the member. It may be a “permanent partial disability” or a “permanent total disability”.

VISIT: GSIS Disability Benefit – What Are Considered “Permanent Partial Disability”

With regards to the disabilities considered as “permanent total disability” under the GSIS Disability Benefit, according to the social insurance institution, here is a list of them:

• total loss of sigh for both eyes
• loss of two (2) limbs
• permanent total paralysis of two (2) limbs
• brain injury

According to GSIS, other cases of disability may be considered depending on the approval of the social insurance institution. With regards to the eligibility, there are two (2) conditions:

• the member is in the service when the disability took place
• the member has paid at least 36 monthly contributions within the latest five (5) years if he or she is separated from service when the disability happened

According to GSIS, the member must not be registered in any other social insurance institutions to be eligible for this benefit. Also, he or she must not be receiving a pension from GSIS or other institutions in the country or abroad.

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