Pag-IBIG Multi-Purpose Loan Interest 2025 — Here’s What Members Must Know

Check Here the Pag-IBIG Multi-Purpose Loan Interest 2025 under the Cash Loan Offer

PAG-IBIG MULTI-PURPOSE LOAN INTEREST 2025 – Here is a guide on the interest rate implemented by the Pag-IBIG Fund under the MPL offer.

You might have heard about the MPL offer of the Pag-IBIG Fund and is interested to apply for it. However, before taking any move, in any loan, it is best to check all of the details before submitting your loan application. This is one way to secure that you are making the right move.

Pag-IBIG Fund

In the Philippines, the Pag-IBIG Multi-Purpose Loan is one the financial solutions that have helped countless Filipinos. This loan offer sets an edge with its low monthly installments that do not make a huge cut from the monthly salary of the member-borrower.

Pag-IBIG Fund
Photo Credit: JustPayroll

The Multi-Purpose Loan offer of the Fund is open for locally-employed individuals, self-employed individuals, as well as overseas Filipino workers who are qualified. It is open for members in active membership with at least twenty-four (24) monthly membership savings under the Pag-IBIG Regular Savings program.

Furthermore, the member-borrower must have no Pag-IBIG Housing Loan, MPL and/or Calamity Loan in default and has a reliable source of income. For a member to maintain an updated account, a member should regularly pay for the Pag-IBIG Fund monthly contribution.

Pag-IBIG Multi-Purpose Loan Interest 2025

Before applying for the MPL, it is best to check the Pag-IBIG Multi-Purpose Loan interest rate under the offer. It is at 10.5% per annum. The loan is payable for up to 36 monthly installments.

The Pag-IBIG Multi-Purpose Loan interest rate is implemented on a diminishing principal balance. What is even better is that a part of what a member pays for as interest goes back to him/her through the Pag-IBIG dividends.

Pag-IBIG Cash Loan Interest 2025
Photo from Terrydale Capital

Are you interested to apply for the loan offer? The Pag-IBIG Fund has set different lists of requirements among the locally-employed and self-employed members who want to apply for the loan offer as well as OFW members. Here’s a guide:

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