Guide on How Much You Can Borrow Under the Pag-IBIG Fund Cash Loan
PAG-IBIG FUND CASH LOAN – Here is a guide on how much you can borrow under the Pag-IBIG Fund’s Multi-Purpose Loan.
The Pag-IBIG Fund is one of the government agencies that you can turn to if you are in need of some cash. Whether you are into making ends meet or achieving a longtime goal, the government agency may be ready to assist you.
The cash loan offer of Pag-IBIG is multi-purpose. You may apply for it to pay for the utility bills, to travel, to renovate your house, for your car repair, to pay for the tuition fees, etc.
One of the best features of the Pag-IBIG Fund Cash Loan is the loan interest rate. Members of the government agency are under a 10.5% annual interest rate.
Also, a part of the interest obtained by Pag-IBIG Fund from the borrowers will be returned to the members through dividends. Who are eligible to apply for the said loan offer?
To be eligible for this offer, the member-applicant must:
- have posted at least twenty-four (24) monthly savings
- be able to present sufficient proof of income
How much you can borrow under the Pag-IBIG Fund Cash Loan?
According to Pag-IBIG, a member-applicant may borrow up to 80% of his or her savings under the Pag-IBIG Cash Loan. You may be eligible to apply for it even if you have other existing loans provided that you have updated payments with your other loans.
Are you interested to apply for this loan offer? You may visit – PAG-IBIG SALARY LOAN – How To Apply & Requirements To Prepare.
Thank you for visiting our website. We hope we have helped you with regards to this matter. You may keep coming back for more informative guides.
You may also visit – Pag-IBIG Cash Salary Loan – How To Compute the Amount You May Borrow.
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How much possible to borrow
how much can i barrow
Me i barrow 10 thousand pesos
10.000
Did i am illegible to get the calamity loan. I am not connected with the company. I dont have existing loan. Contribution is enough for me to have a loan.as far as i know i have 37 months contribution. But for now, I’m on the real estate where company don’t provide such benefits to continue our monthly contribution. Please response.
Approved my reloan
Need to pag ibig loan
Interested.
Ask only for my ten years and also to my old loans can I visit our office for the status?
Pwede po ba umuutang para pandagdag NG pinapatayong bahay?
Follow up for my MPL loan
Baka po pwd aq mka pag loan sa pag ibig
How to apply for PAG IBIG loan pls
Good day!!!
I file my salary loan before lockdown in BACOLOD Gaisano city branch, that was March 14 till now no comments from pag ibig office. Kindly confirm receipt of this msg. Thanks you and God bless!
Ask ko sana kong kailan nyo irelease ang calamity loan ko April pa naprocess.
How much loan i receive if i loan next year?
can I renew my MPL do I have undeducted oblgation?
I need to loan
Plz i need a cash for my family plz barrow me.
Paano pong apply through emailed thank you
Computation of my maturity ni pagibig
Financial needs affected by covid-19 Pandemic
multi purpose loan
This would be a great help at this time of health crisis. Thank you.
I barrow for 5000
P help dn po how to loan s pag ibig
Thanks
good
Pwede mag apply at least half way ……
Good morning.
I would like to know my outstanding MPL balance as of this date.Thank you and keep safe always.
To inform about my refund since December 2019
Can I barrow a Loan 5.000
Not scam?
Halfway
How can i loan in Pagibig Funds by self employed if my past employer still not give me a letter of separation..
for calamity loan
It’s too easy
Maam/sir gdpm nd pa po ako naka pag loan sa pag ibig panu po ba
panu po mag avail ng cash loan sa pg ibig
how much can i borrow?
I have my old loan i cant loan yet so give me option how ti solvr my lmode ofvpayment
First Loan ko po ito Kung Sakasakali po
We don’t have working. How. I. Have a my daughter one.
I need buy thing for my daughter soon she is birthday
I file loan last July 10 2020 in Pag ibig multipurpose loan why up to now no money in my umid..pls reply my email and CP no. 09380824841 from Baleno Masbate
I filed Pagibig multipurpose loan at masbate city last January 10,2020 why up to nw Not within my Umid card he many days to wait..my employee no.4176259 sta.025 div .029
Multi purpose loan – pag ibig online submit
Panu po ako mkpgloan
Kailang ko ng sa panbili ng mini labtap para sa anak ko
how to apply?
Pano ba mag loan at magkano na ang pwede ko ma loan…?
For loan
Update poh ako Ng loan koh.salamat poh
10k po sana sa akin
Pwd… Paba ako Maka loan wala ako nkabayad sa nyo… Pro loan ko tapos kona nabayaran…
How to have a first loan at pag ibig i have over 36months of savings in the past year of my employment suddenly i dont know that my company is paid for the deduction of my salary can i still loan my own savings pls help me bcoz of pandemic pls understand my situation plzzzz 🙏🙏🙏
I hope ma approved yung loan ko thank you
3000
How can I barrow mony
Calamity loan
How can i barrow
Are you sure??
❤️
how many weeks cashout?
How much my loan is?
Sana matulungan mu ako kc mgpagawa ako ng bahay at kuryente ,,.salmat po 🙏🙏🙏🙏
5000 pisos pra po may pangkain po kami
Calamity loan
None
Sir nag apply ako ng loan sana ma approved po.
ma approved sana yung loan ko ng ten thousand para mama bayad sa bills .
Anu po kailangan reguarments.at ilan po ba ang pwedeng malaon.
10thousand barrow
Thank you all
very my loan application
Thank you for the help award
Pwd po ba na mag lon Ng pera
Sana po pautangin niyo po ako ng load
Sana mabilis
15.000.00
Me I borrow
Please follow me and share my facebook website [email protected]
Barrowed me cash loan of, 10k
Sana po mktnggap ng konting tulong po pmbili ng bigas
Can I avail of any loan for this pandemic?
good day maam and sir pwede ba akong humiram ng pera sa aking pagibig dahil i need the money becuase of pandemic…..
I need more money
print out
ang tagal ko nag apply ng loan dyn wala pa rin resulta calamity .mult8 purpose loan.
Nice
gusto ko sana mag loan
ang problema po is wala po akong pag ibig loyalty card?
baka pwede nman po mag loan na wala po yung loyalty card
Pwede ko ba malaman Kung ilang laman Ang pag ibig fund ko..
I want to apply for a loan
Panu po ako makakapag apply ng loan?
Paano makapag loan sa pag ibig
magkano po ang pwede maloan kapag 7months palang nakakaltasan?
Very helpful and understanding
borrowed money 5000
Cash salary load
2000k
Pang ayos nang bahay
Gusto Kong malaman kng nhulogan b ng employer k kng meron mg loan ako .
can i borrow for my little canteen
how to loan
Am I allowed to calamity/salary loan?
Can i loan
Gusto ko po sana mag loan
I want to loan in pag ibig fund
Good morning po ask lng po kng pwd po ba na mag loanangbuntie at magkano po ag mailoloan? Napirmahan naman pg HR un application.
Maraming salamat po.
Comute my salary loan.. If possible im loan
Need money
No job almost 4 months
Its good & such a very helpful way to everyone
Calamity loan
Can I avail the Pag ibig Fund cash loan? Am I qualified, since I have my standing loans at Pag ibig
Hi sir/mam
Can you pls verify for me how many months is my contribution to pagibig tnx
pwd po umutanq 10k lnq po
Sobrang Ganda nya mahal mahal ko kayong lahat pahirapan nyo dayuhan kailangan marunong sila ng salitang tagalog bago sila makapasok dito saatingbansa intindi
loan
Sur,/ma’am Puede ba mkapg loan dhilan s pandemic.
I m how many years member of the pagibig fund but i did notyet loan it .and i stopped already t pay monthly . Can i barrow like this situation pandemic. I need to loan po
How much is the salary loan?
magkno maloan ko kapag sa salary loan
How to apply for emergency case
What about a self employed or voluntary pay her pag ibig funds .are we qualified to loans ?
I am to know if i am qualified ton apply this loan ? Since i have contibution here ..i am self employed and my contirbution is self employed ..
I need the loan for my house repair .
How to loan lamsum
How much can i borrow at this time.
I need money
How much is my loananle amount.
Interested…
Pwedi po 5k kailangan lang po tlga namin.Tnx po.
poide ta mo cash loan sir / maam
Mkaka Hiram po ba aqu kht may salary loan po aqu.
PRA gmitin s bhay
How much to loan avail
Please allow me to loan my pag ibig fund
Amount of 7k
i want to repair my house
nice
Loan
Gusto q pong mag loan
Pano po mka pag loan
how many months in 10k and how much every month in deduction
Can i make a reloan for my MPL? Or when do shall make a re loan
Pag ibig cash loan for ofw
Last year nag avail po ako ng provident fund but still I still continue to pay my monthly contribution can I apply for a loan?
For house improvement
Kasi gusto maka income kasi gusto kopo mag ipon para sa pag gastos sa pag aaral ko at pag bili ng loptop ko
Gusto ko po maka income kasi para may magastos sa pagaaral ko po at pag bili ng loptop
Sir/mam, kindly check if I am qualified for a multipurpose loan. Thank you and I am hoping for an immediate reply.
Remittances
Sana ma aprovahan kailangan sa family ko
Goodeve, sir/madame how would i know if i could be eligible for home renovation loan, i was one of the infected individual who lost job during this pandemic, hope you could help me grant this kind of loan ,our purpose is to build two units for rental to generates income thank you
I need a loan, what are the requirements please?
i need money
2000
5000 ke
5000 ke
pano po ba
How much can i barrow pag-ibig salary loan
how can I borrow in pag ibig fund
Hi There,
I just want to ask if I still qualify even I’m working here abroad. I had a loan before and its already fully paid . I just want extra money for the house renovation.
Thanks,
Noel
Ma’am/Sir,,I have loan last 2011,,can I be require to applying for second loan?
Good day! As one of the member of the pagibig, May I try to avail the said salary
Loan if I’m qualified to avail on it. Shortly speaking I have a non fully paid balance, but so far as I know my Employer are updated to pay the contribution on their employees. Hoping
to notify me if I’m eligible to avail
can i barrow
How To Process loan ?
Pwd na online mag loan salary pag ibig
Ask qu lang po,kng mag kano ang interest,,at kng pano ang pag bayad,,,sa pwding mautang,,,
How to loan?!!
How can I know that my share is complete?for me to do a loan…
Gagamitin ko po sa na puhunan sa pagtitinda Ng ukay
I want to loan at calamity loan
Gusto ko mag loan for calamity…
loan
How to apply for salary loan?
how can i get my deceased husband funds… thanks po
How much is my loan amount
How much is my loan able amount?
Can I apply for calamity loan now even I have a salary loan already,, location maramag bukidnon
Was pagibigfund calamity loan still available now for maramag bukidnon area
Seabase po ako natigil po sa work dahil sa covid sa Passenger kasi ako nagwork pwd po ba akong mag loan sa Pagibig ng calamity loan matagal nako akong naghoholog.
Pagibig loan
Mag loan po ako ng 25k pwedi poba Ang no. Ko 09102565176 para magamit ko sa negosyo habang andito pako sa pinas salamat po..
Pag ibig loan
update my loan balance
Tuition fee and additional capital for new business
can you still apply for a calamity loan or a personal loan if you have behind payments with your house loan?
Hi am jhairatuazon
How much can i loan to pag ibig?
How much i can loan to my salary
10 thousand
Indeed sure given at the time, no delayed
Make it sure ahh
how much I can barrow
Financial assitant
Pwde po na akong mag loan sa pag ibig loan
Can i avail cash loan even i already stop working..ty
I need money so much i hope this is not scam
Qualified po ba ako s lump sum
Mag loan Sana ako calamity loan
How can you help me
Maam,sir hnde po ako appdeted as pag ibig ko Like contribute poydi po ba ako mka loans pla.help me sir/maam.
Thank you
Anu ang requament
I need for start to business
Text
HOW MUCH ÄN I BORROW? FOR MY BUSSINESS?
Can I borrowed some to adding my business capital,
Pwde po ba ako mag salary loan,pan dagdag sa business ni misis at para may katuwang ako sa hanapbuhay,salamat po,
Pwedi po ba magloan yong wala nang trabaho? May business po ako
Hi afternoon po paano po mag apply loan sa pag ibig slmat po
paano mag loan kung hindi member at ano requirements salamat po
How to be a member….requirements please….
How much maloan
Good Day Ma’am / Sir : Pag I if member Po ako at more than 5 Years na Po akong member,, pwed Po ba akong mag Loan kahit wala PA akong work sa ngayon?? Salamat Po at God Bless by
Business owner. How to take a loan ? What are the requirements?
Apply online salary loan
Can I get a calamity loan
Pwde po ba ako manghiram ng pampagawa ng aming bahay at magakano naman po ang mahihiram ko may salary loan na po ako sa pagibig sir mam good morning po
Ilang taon babayaran at magkano po ang buwanan hulog sa cash loan
Gusto ko po mag cash loan pano po kaya, pang dagdag po sa food business namin. Member po ako ng pag ibig.
What if the member has an existing undeduction from other private lending?
What if the member has an existing undeduction from other private?
Can I avail calamity loan?
How can i loan ?
ask ko lang if 4 years na naghuhulog magkano kya ma loan ko
I want to avial my salary loan.
And how can i loan
50 .000 po pwde po ba at ilang taon ko babayaran at magkano ang buwan hulog ng hiram ko pero may salary loan pa po ako ngayon mam sir maraming salamat po
Need to loan for business
Salary loan
1000 Para sa business ko po mam
pagibig salary loan
I’m interested
Paano po mag 2nd loan poh salary loan poh
I want to avail salary loan. Thanks
let me know how much is my net proceeds to avail mu salary loan. thanks
how to apply for a house repair or calamity loan
pwede po ba akong makapag loan sa pag ibig kahit wala pang work salamat po
Pwede po bang mag loan dagdag pUhunan?
Patapos na po ung mpl ko po sa jan. 10, 2021. Mag loloan po sana ako kaso na default po paano po un may calamity loan po ako
Pwede ko po ba bayaran Kung may loan balance pa poh aq kc kailangan na poh for six months
Hi, Good day pede po ba mgloan ulit for tuition fee, khit nka loan na po sa calamity tnx God bless..
Member po ako more 5 years ago. Pero di na po ako naka update. Pwede po ba akong mka load?
Can i borrow?
Pautangin nyo po ako pang puhunan gagamitin Posadas pagpapalago ng negosyo
Pwede po bang mag loan pang puhunan sa negosyo. Nakapaf loan na kami dati. Pero nabayaran na po namin. Pinang pagawa namin ng bahay.
Good day ma’am & sir,
Pwedi Po ba akong magloan pero wla na Po akong work sa dting company n akong pinapasukan pwedi b akong mkhram
Pwedi Po ba akong makhram kht wla n akong work s dti kng companya n akong pinapasukan
Gud am po ask ko Lang po pwed po ba ako. 2 years na po ako naghuhulog sa pag ibig. At kng pwd magkano po Ang pwd ko ma barrow
How to apply business capital?
Good day po.. Nkapag hulog din po me sa pag ibig dahil ng ttrabaho po me dti sa pabrika. At bgo po me di na nkapagtrabaho may loan po me…. Meron po ba kaya me natitira ng hulig at kung pwede po withdraw ung ntira.. Salamt po
Loan
Paano po magloan sa pag ibig kahit 3month lang po sa work ko noon
Loan po ako ng pang inig 2000
Pwede po na aq mamghiram
Pano po b pagbbyad
pwede ba makuha ang savings or contributions ng Pag ibig ngayon wala na sa work dahil sa pandemic???????
Hi ma’am/sir magakano po ba ang loanable amount ko sa multipurpose Loan?
20 years na po ako sa service kailan ko po makuha ang aking maturity? Thank you po
Pwede ko po e-loan yon natitira ko p po pondo dyan sa pag-ibig. ?
Pano po mag apply ng loan.member po aq sa pag ibig nastop po aq mag work 2017..pandagdag puhunan para sa maliit na tindahan.
Pede na po bang magrenew ng salary loan 6 months pa lang pong nahuhulugan
Pano po magloan ang individual.at magkano po.makakaloan po ba ko ng 50k pandagdag po sa puhunan sa tindahan.
I’m 9 years member of Pagibig.can I apply loan even I have unded in my payslip?
Good eve poh pd po b mgloan ang my balance p n loan….nwln kc ako ng work dhil s pandemic
Dati napo kami nakapagavail ng house n lot purchase.bafullypaid napo namin at nailabas n din po un title.pwede po ba namin mailoan ulit pang additional capital po sana at expansion ng bisness? Slamat po n godbless
Day Ma’am / Sir : Pag I if member Po ako at more than 5 Years na Po akong member,, pwed Po ba akong mag Loan kahit wala PA akong work sa ngayon?? Salamat Po at God Bless by
I want to avail po..but I want to ask, how much will d amortization per month f ever I will avail 50k, and how long will I pay for it?
pwede po bang maghulog sa pagibig ng self employed
Ma’am need ko ug kwarta para sa new year ma’am sir
Ma’am pwde ko mo barrow ug kwarta ma’am pang new year Lang maam
Can I still loan even I am self employed.
Panu po mag lumsum sa pag ibig
Pwede ba online mag loan?
Pwede ba online mag loan? How?
Gus2 q po mg loan voluntary member n po aq, paano po b mg loan at Mgkano po b dapat q maloan
Pano mag loan
Pwede po ba iapply for renovation ang bahay namin gamit po ang account ng anak ko.dati po ako member ng pag ibig almost 30 years .wala na po ako work kaya anak ko po gagamitin ko sana
I want to if I can withdraw my savings, even though in less than two years?
I AM INTERESTED FOR HOUSING LOAN
Paanu po mag avail ng salary loan at anu po need n requirements?
let me know how much is my net proceeds to avail mu salary loan. thanks
Interested po
I would like to apply for a calamity loan.
Need PO NG laon
Paano mag load
Good noon, can I have a loan? How much will be the net since my existing loan will end this May, 2021,thanks
Mag laon PO ako Ng 20 k lagay nlang PO sa loyalty card ko salamat
Multiporpose loan.
Mag kano Ang mahihiram matagal n po ako member sa pag ibig may loan po aq pero maliit nais ko po sa mag Hiram ng 50k nais ko mag tinda ng bigasan magkano po Ang monthly salamat po ano Ang mga requirements na kailangan
Pwd na po bang akong mak avail ng salary loan sa pag ibig?
May calamity na ulit sa pag ibig under covid
Paano mag loan ang Senior CitIzen?
..anuh pong mga requirements para po mkapag avail ng kahit anung loan po..and kung ilang years npong nahulugan si pag ibig contribution?
Para lang po sa mga anak ko
How much can i avail of my mpl
How much can i avail of my multi purpose loan
Pwede po ba ako mag salary loan after po ng 15years lumpsum ko, since i have remainibg almost 4years shares
I will avail salary loan
I NEED LOAN IM BUILD MY HOUSE NEED FINANCIAL. 2,000,000 FOR LOAN IN PAG IBIG
I NEED FOR FOR BUILD MY HOUSE I LOAN TO PAG IBIG 2,000,000 FOR FINACIAL NEEDS ROOF PAINT CEMENT STEEL ECT
Ako po ay member ng PAG IBIG matagal na po sa kasalukuyan ang bahay ko sa pag ibig ko binabayaran.dati akong OFW last January 18,2021 lang ako naka uwi ayaw na akong pabalikin ng aking anak.ang tanong ko po pwede po ba ako maka loan para ipaayos sa aking bahay?thank you po sana po masagot ang aking katanungan.
MANY REPAIRING TO MY HOUSE AND BUSINESS GROCERIES HOW MANY MONTH TO PAY 15,000,000 SO IM READY TO PAY MY WEALTH IN CITI BANK OF AMERICA
MY HOUSE CAN NOT FINISHED ITS TO LATE EVERY DAY IS RAIN SO I NEED NOW OR SOONESS
HOW MANY DAYS TO RELEASE MY LOAN IM VACATION FOR NEXT WEEK
Gusto k mg loan kso tumigil m n ako sa paghhlog last kmg hulog 2017 p ano p dapat gawin k para mkaloan ako
Status for my stl loan on june 29 2021
Gaano po katagal ang pag process ng loan ilang araw po o week ang itatagal nito?
magkanu p po pwede kng mhiram s pagibig khit my previews k p..kailangan k po kc ng mga pambayad s mga mnth bills ska pampagawa ng pampataas ng bhay nmin mlalaki n kc mga bata..
Pwd po b 50.000 2yrs to pay magkano po monthly hulog
gusto ko po sana mkapagloan ng calamity paano po b??
Na approved na po ba Ang loan ko sa pag-ibig..?
tulad ko po tuloy tuloy ko pong hinulugan and pag ibig fund ko po at dati akong ofw ,pwde po ba akong mag loan?
Pwede ba AQ mgloan kbit hindi na AQ member
Pwede ko bng ma withdraw Yung contribution ko s pag big 7yrs Ako nghulog sir/mam?
Pls sana mapansin ang problea ko.. nagloan po ako pero di na approved kasi wla daw prof of income..bumalik ako sa pag ibig antipolo branch para mag fill up..sabi sakin sa txt lagyan ko daw ng for COMPLIANCE sa taas ng application form ko..ginawa ko naman at nag drop ulit ako ng application form sa pangatlong bisis..June 10 po huli kung pasa sa drop box..pero bakit po wala pa results until now.. self employed po ako at 2 times na po ako nakapag loan..sana po mapansin
Salary loan po member po ako ng pg ibig my ma refund dn po,ako d p nkuha bka,pwd e verify ko dn po
Mam ofw po ako poyde po makaloan ako
20 years npo akong memmber but im an ofw..kng uuwi po ako at itutuloy ko pghuhulog.mkka avail po ba ako ng housing loan?
Want to avail salary loan
Mam/sir
Coz of pandimic hindi na ako hanggang ngayon nakabalik sa trabaho as a seaman,
Puede ba ako maka loan sa pag-ibig at magakano ang puede ma loan,
Thanks regards and GOD BLESS
Can I still avail a salary loan? I’m 62 years and no plan to retire yet….thanks
How many years of contributions ang pde mag lumpsum? 20 years na po ako member ng Pag-ibig, pde na po ba ako mag lumpsum?
Can I apply for loan in behalf of my wife who is working in Abu Dhabi as frontliner and can’t apply for vacation leave because of pandemic. Her first loan was already fully paid.
What are the requirements so I can apply for loan to pay our overdue monthly rent.
why my numbr pag ibg not open..
I want to borrow for future of my children
Panu po mag apply salary loan at magkanu po ang hulog taga buwan?
For busniss use no work today due to pandemic situation my co. Is retrenchment him bec. The busniss is shotdown event tnxs a lot godbless alfredo amigo 09498029077
Sir,Maa’m mgtatanong Lang po ako dati ako member Ng PAGIBIG mga 7years po akong nghulog. Ngayon po mg60years old na ako pwede ko na po bang kunin Yung mga na contribute ko.salamat po
Pwd po ba ako mag lonesome
Can I borrow a fund?
Can I avail a loan
I
Can i barrow im working abroad so that i will update my pag ibig fund. I will use to renovate my house even 30k.thanks
How I know my balance account
Member po ako at malaki na ang naiihuhulog kaya lang natigil ang paghuhulog ko pwedi rin ba hong mag loan ng pangnregosyo.
Paano po mag pa member?
kaht poba wla na s company pwede pa dn magloa …ask ko dn po pwede po bng ilumsum ung pagibig ko ksi nawlan nko ng trabho…
Pag ibig member,
How to loan
I just recently claimed my retirement funds from Pag ibig. What’s the policy are still member and what benefits can we still avail?
Pwede b ako mag loansum mag early retirement ako nxt year
Good evening ma’am/sir mag loan sana ako ng calamity loan kasi ipapagawa ko iyong bahay namin nagiba kasi Salamat po God Bless po sa inyo.
I am a retired government employee, can I still be a member by putting a savings account?
how can i avail my maturity because this coming of August 14, 2022 is my 20years in service and i cant avail even in my 10years in service due to my lapses according to pag ibig caloocan branch. Thank you for immediate response.
I would like to know how can i avail for partial withdrawal of my total accumulated savings. I have been employed for more than 20 years already. Somebody from Pag-ibig advise me to file for “provident ” form.
please help po. thanks
Pwede po ba akong makaloan pangbayad lng ng upa ng bahay at pangbayad ng kuryente.sana po makakuha ako.Thank you and God bless you.
I would like to know how can i avail for partial withdrawal of my total accumulated savings. I have been employed for more than 20 years already. Somebody from Pag-ibig advise me to file for “provident ” form.
please help po. thanks
Can I borrow or have a loan and if ok how much.
What the people in other country who also paying pagibig are they able to borrow money …?
Ask lang po,pwed bang bayaran ang previous loan ko e bawas sa contribution ko? para wala napo akong utang.
Ngayon lng po ako manghihiram
dismayado talaga ako dito sa pag ibig. isipin nyo sarili nyong pera na hinuhulog nyo tapos uutangin mo, tapos pagbalik nang inutang bayad ka nang interest? sa sariling pera mo. ofw po ako for 12yrs ni minsan wala po talaga akong napala dyan sa pag ibig na yan. pinapautang nila pera natin tapos wlang return of interest sa naipon. buti pa sa south korea. kung magkano kinaltas sa sahud mo na para sa tax na binayad mo. pagkatapos contrata mo doble ang makuha mo sa tax return. immaginin nyo po tax ang kinuha sa akin pero ibabalik nila nang doble.