Guide on PhilHealth Monthly Contribution 2025 for Members
PHILHEALTH CONTRIBUTION 2025 – For members who earn more than P100,000 monthly income, you can check here the premium rate set by the Philippine Health Insurance Corp.
In the Philippines, the government does not only have social insurance giants under it to widen the options of the Filipinos but as well as a state health insurer — the Philippine Health Insurance Corp. It is more popularly called as PhilHealth.
PhilHealth is operating in the country for decades now since 1995. It was established following the passage of the Republic Act 7875 or the National Health Insurance Act. Its membership is open to Filipinos coming from different walks of life.
The Philippine Health Insurance Corp. has a multi-million member populace. It has both direct and indirect contributors which are as follows:
Direct Contributors
- Employees with formal employment in the government and private companies
- Household helpers or Kasambahays
- Self-earning individuals
- Professional practitioners
- Overseas Filipino Workers
- Filipinos living abroad and those with dual citizenship
- Lifetime members
- All Filipinos aged 21 years and above with capacity to pay
Indirect Contributors
- Indigents identified by the Department of Social Welfare and Development (DSWD)
- Beneficiaries of Pantawid Pamilyang Pilipino Program
- Senior citizens
- Persons with disability
- Sangguniang Kabataan officials
- Previously identified at point-of-service / sponsored by LGUs
- Filipinos aged 21 years old and above without capacity to pay premiums
Just like the social insurance giants such as the Government Service Insurance System (GSIS) and the Social Security System (SSS), PhilHealth has also set a premium that members must pay for to keep their accounts updated and eligibility to avail the benefits and packages.
To do this, the first move is to check on the PhilHealth contribution 2025 to ensure that you will be paying the right amount. According to the state health insurer, since 2024, the contribution rate is set at 5% based on the monthly income of the member.
In the case of members who earn at least Php 100,000 per month, PhilHealth contribution 2025 is at Php 5,000.00. With regards to the packages and the benefit offers for the members of the state health insurer, here’s a guide:
According to PhilHealth, the members may pay for their monthly premiums based on the mode that attend to them best — monthly, quarterly, or semi-annually basis.