Check the SSS Contribution Table 2024 for Household Employees / Kasambahay & Employers in PH
SSS CONTRIBUTION TABLE 2024 – Here is a guide on the monthly contributions set by the Social Security System for household employees or kasambahay and employers.
The government and the employers in the Philippines want to make sure that the people who are working as household employees or kasambahays have something to turn to in times of financial needs. Thus, most of the kasambahays are SSS members.
The Social Security System or the SSS is one of the giants in the field of social insurance in the Philippines. It has millions of members and many of these individuals are household employees in the country.
SSS Membership
With regards to the membership to the Social Security System, there are two (2) types suich as the Compulsory Membership and Voluntary Membership.
Compulsory Membership
- Employer (Business or Household Employer)
- Employee
- Self-Employed
- Househelper or Kasambahay
- Overseas Filipino Workers (OFW)
- land-based and sea-based including Filipino immigrants, permanent residents, and naturalized citizens of their host countries
Voluntary Membership
- Non-Working Spouse (NWS)
- Separated Members
SSS Loans & Benefits
The Social Security System has several loans and benefit offers for the members of the state-run social insurance institution. Here are the loans that members may qualify to apply for and the qualifications for application under each offer:
SSS Salary Loan
- employed / self-employed / voluntary SSS member
- at least 65 years old upon the loan application
- at least thirty-six (36) monthly contributions
- employer must be updated in posting the monthly contributions
- not a recipient of a final benefit such as retirement benefit
- no fraud case against the SSS
SSS Housing Loan
- member must have posted at least 36 monthly contributions with 24 continuous contributions prior to the application
- not more than 60 years old at the time of application
- not previously granted a repair and/or improvement loan by the SSS or NHMFC
- not been granted final SSS benefits
- borrower and spouse is updated in the payment of their other SSS loan(s)
SSS Calamity Loan
- member must have updated payment contributions and loan remittances
- has posted at least 36 monthly contributions with at least six (6) contributions posted within the last 12 months prior to the month of the filing of loan application
- residing in area declared under a State of Calamity
- has not received a final benefit from the Social Security System
- has no outstanding restructured loan under the SSS
Aside from the Social Security System loans, there are also benefits that the SSS members may apply for. In filing a claim, there are specific documentary requirements that a member must submit:
- SSS Sickness Benefit Requirements 2024
- SSS Unemployment Benefit Requirements 2024
- SSS Disability Benefit Requirements 2024
- SSS Maternity Benefit Requirements 2024
- SSS Retirement Benefit Requirements 2024
- SSS Death Benefit Requirements 2024
SSS Contribution Table 2024
As mentioned earlier, many of the SSS members are household employees or kasambahays. Their employers take a part in the payment of their SSS contributions and here is an SSS contribution table 2024 guide for the household employees and employers in the country:
