List of SSS Cash Loan Requirements 2025 Employer Must Submit for Application
SSS CASH LOAN REQUIREMENTS 2025 – If the employer of the member of the Social Security System will be the one to file the loan application, here are the documents needed.
Are you one of the members of the Social Security System who is currently working? If you are, it is best to know that the social insurance giant has a loan offer for you in case you need some funds.
The Social Security System or more popularly called SSS has several offers for its members. It has different benefit offers that attend to different situations as well as SSS loans that people can turn to for a financial solution. One of the loan offers is the Salary Loan or also called the SSS cash loan which is a multi-purpose loan offer.
The SSS membership is open for many individuals. There are both compulsory and voluntary coverage under it which are as follows:
Compulsory Coverage
- Employer (Business or Household Employer)
- Employee
- Self-Employed
- Househelper or Kasambahay
- OFWs
- land- and sea-based; except for Filipino permanent migrants, including Filipino immigrants, permanent residents and naturalized citizens of their host countries, who may be covered on a voluntary basis
Voluntary Coverage
- Non-Working Spouses (NWS)
- Separated Members
With regards to the qualifications or the SSS cash loan requirements in terms of eligibilities for application, here is the eligibility criteria that a member-borrower must meet:
- currently employed, self-employed, or voluntary member of the Social Security System
- must have posted at least 36 monthly contributions in the SSS account
- has not received any final benefit from the SSS
- if employed, the employer must be updated in the payment of the SSS contributions
- 65 years old and below at the time of the loan application
- has not been disqualified due to fraud committed against the SSS
If you are a working member of the Social Security System, the SSS cash loan application may be filed by the employer. In this case, here are the SSS cash loan requirements that must be submitted by the employer:
- duly-accomplished Member Loan Application Form
- Letter of Authority (LOA) from employer
- Member-borrower’s SS card or Application for SS card (SS Form E-6) acknowledgment stub and two (2) valid IDs
- two (2) valid IDs both with signature and at least one with photo
There is a long list of the identification documents (IDs) that can be submitted in applying for the SSS Salary Loan offer. Here are the options:
- Company ID
- School ID
- Professional Regulation Commission (PRC) ID
- LTO Driver’s License
- Senior Citizens Card
- Seaman’s Book
- Voter’s Identification card/affidavit/Certificate of Registration
- GSIS Card
- Pag-IBIG Member’s Data Form
- Postal ID
- Baptismal Certificate
- Tax Identification Number (TIN) Card
- Overseas Worker Welfare Administration card
- ATM card with cardholder’s name or with certification from bank
- Health or Medical Card
- Police Clearance
- Credit Card
- Transcript of Records
- NBI Clearance
- Marriage Contract
- Seafarer’s Registration Certificate issued by POEA
- Bank Account Passbook
- Certificate from:
- Birth/Baptismal certificate of child/ren
- Life Insurance Policy
- Office of Muslim Affairs
- Office of Southern/Northern Cultural Communities
- Certificate of Licensure/Qualification Documents/Seafarer’s ID and Record Book from Maritime Industry
- Certificate of Naturalization from the Bureau of Immigration
The Social Security System does not only offer loans but as well as SSS benefits that members may turn to based on the situation where the financial solution is greatly needed.