Guide on SSS Disability Benefit Lump Sum for Members
SSS DISABILITY BENEFIT LUMP SUM 2025 – You can check here the amount that a member of the Social Security System may receive.
Many Filipinos have made their membership to the Social Security System one of their preparations for the future. Thus, they are in a constant pursuit to keep their accounts updated by posting premiums.
Truth be told that in life, there are a lot of circumstances and situations that are unwanted but they are inevitable. This is where the edge of having an updated account to the Social Security System sets in.
If you are a member of the SSS with an updated account, you have the SSS benefits and SSS loans that you can turn to. The benefit offers were designed as financial solutions to the members in times of unemployment, sickness, disability, maternity, etc.
One of the benefit offers of the Social Security System is the SSS Disability Benefit offer. It covers the following disabilities:
Partial Disabilities
- one finger
- one hand
- one arm
- one foot
- one leg
- both ears
- hearing of one ear or both ears
- one eyesight
Total Disabilities
- complete loss of sight of both eyes
- loss of two limbs at or above the wrists or ankles
- permanent complete paralysis of two limbs
- brain injury that leads to incurable imbecility or insanity
- other cases of total disability approved by the SSS
Under the Disability Benefit crafted by the Social Security System for the members, members who are affected by a disability and have posted 35 monthly premiums and below at the time of the disability may get the SSS Disability Benefit lump sum.
How much is the SSS Disability Benefit lump sum? The amount depends if it is a partial disability or a total disability. In the case of partial disabilities, whichever of the following formula will yield a higher amount:
- Monthly pension x 12 x Percentage of disability
- Monthly disability pension x Number of SSS monthly contribution payments x Percentage of disability in relation to the whole body
With regards to the SSS members who met a total disability, whichever of the following formula will yield a higher amount will be used in the computation for the SSS lump sum:
- Monthly disability pension x Number of SSS monthly contribution payments
- Monthly pension x 12
The Social Security System may release the money through any of the following banks accredited to the SSS:
- Asia United Bank (AUB)
- China Bank
- Development Bank of the Philippines (DBP)
- Landbank of the Philippines
- Philippine National Bank (PNB)
- PSBank
- Rizal Commercial Banking Corporation (RCBC)
- Security Bank
- UnionBank
To file for a claim, make sure that you got all the SSS Disability Benefit requirements ready. Submit them to a branch of the Social Security System nearest to you.