List of SSS Conso Loan Requirements 2025 & the Application Process
SSS CONSO-LOAN REQUIREMENTS 2025 – You can check here the eligibility criteria set under the Consolidated Loan with Penalty Condonation Program of the Social Security System.
Are you planning to apply for the loan consolidation program offer of the Social Security System? It can be the best option that you can make most especially if you are dealing with several loans with huge unpaid balances. Don’t let it affect the SSS benefits that you may receive in the future.
Under the SSS Conso Loan Program, all of the penalties incurred by your existing short-term loans with unpaid balances of at least three (3) months will be condoned or waived. The social insurance giant implements zero service fee in availing the offer and the member-borrower may enjoy the benefit of extended payment terms.
Who are qualified to apply for the loan consolidation program offer of the Social Security System? Here are the SSS Conso Loan requirements in terms of eligibility:
- has not received any final benefits, such as permanent total disability or retirement
- has not been disqualified due to fraud committed against the SSS
- with active My.SSS accounts
If you already meet the SSS Conso Loan requirements, you need to secure your My.SSS account as it is through it where you may apply for the loan condonation program offer of the social insurance giant.
Here are the steps on how to register to the My.SSS Portal:
- Step 1 — Go to www.sss.gov.ph. Click the option MEMBER under Portals.
- Step 2 — Click Register.
- Step 3 — Read the reminders carefully. Tick the box on the lower part to certify that you understood the reminders and then click on the “Proceed” button.
- Step 4 — Provide the required personal information.
- Step 5 — Select among the choices provided for your Registration Preference. Then supply the required information.
- Step 6 — Click the “I’m not a robot” and the “I accept the Terms of Service” then submit.
- Step 7 — Confirmation Page will be displayed. Review and click “Confirm” if all details are correct.
- Step 8 — Upon submission, a confirmation message will appear. Click “OK”. Check your email for the password setup. Click the link “clicking here.” Then you will be directed to the set password page.
- Step 9 — Enter the last 6 digits of your CRN / SS number then click “Submit”.
- Step 10 — Enter your preferred password then click “Submit”.
- Step 11 — After setting up your password, you will be directed to Security Question Setup.
- Step 12 — Select two security questions from the drop-down menu and provide your answers.
- Step 13 — Enter your password then click “Confirm”.
- Step 14 — Once you have successfully set up your security questions, the transaction number will be displayed. Click “Go to Home” to proceed.
- Step 15 — You will be directed to the My.SSS member account homepage.
With regards to the loan renewal, the Social Security System allows the availment of a new loan three (3) months after the full payment of the Conso Loan. However, on the other side, it is also important to know what will happen to an SSS Conso Loan default status and the consequences.