List of SSS Cash Loan Requirements 2026 Member’s Representative Must Submit To Apply
SSS CASH LOAN REQUIREMENTS 2026 – In case the application will be filed by an authorized representative, you can check the documents required by the Social Security System below.
Are you one of the members of the Social Security System? More popularly called SSS, it is one of the giants in terms of social insurance in the country and it provides a lot of benefit and loan offers for its members — thus, it is important to really maintain good records.
The Social Security System made sure that its members have different options in times of financial needs due to various reasons. The SSS members surely have something to turn to in times of sickness, unemployment, and even retirement. There are also several loans that were crafted to help the members.
One of the SSS loans offered by the state-run social insurance giant for its members is the SSS Salary Loan or also called as the SSS cash loan offer. It is ready to help a qualified member finance a purchase, met a medical emergency, get the car repaired, etc.
The SSS is one of the state-run entities in the Philippines with a multi-million member populace. Its membership is open for both compulsory and voluntary modes. Below the lists, you can check on the SSS cash loan requirements for application.
Compulsory Coverage
- Employer (Business or Household Employer)
- Employee
- Self-Employed
- Househelper or Kasambahay
- OFWs
- land- and sea-based; except for Filipino permanent migrants, including Filipino immigrants, permanent residents and naturalized citizens of their host countries, who may be covered on a voluntary basis
Voluntary Coverage
- Non-Working Spouses (NWS)
- Separated Members
One of the privileges offered by the Social Security System for its members is that their loan offers may be applied for with the an authorized representative of the member-borrower filing the application. However, it is important to know that there is a definite list of SSS cash loan requirements that authorized representatives should bring and submit.
Before checking on the SSS cash loan requirements for application, it is important to ensure your qualification to the offer first. To be eligible to apply for the loan, the member-borrower must be:
- currently employed, self-employed, or voluntary member of the Social Security System
- must have posted at least 36 monthly contributions in the SSS account
- has not received any final benefit from the SSS
- if employed, the employer must be updated in the payment of the SSS contributions
- 65 years old and below at the time of the loan application
- has not been disqualified due to fraud committed against the SSS
In case you are having a hectic schedule or something important or inevitable is preventing you from personally submitting your loan application, you can have it filed by an authorized representative. However, make sure that he/she brings the following SSS cash loan requirements:
- duly-accomplished Member Loan Application Form
- SSS-issued Authorized Company Representative (ACR) card
- Letter of Authority (LOA) from employer
- two (2) valid IDs both with signature and at least one with photo
- Member-borrower’s SS card or Application for SS card (SS Form E-6) acknowledgment stub and two (2) valid IDs
Part of the SSS cash loan requirements for application are ID requirements. You may choose from the following:
- Company ID
- School ID
- Professional Regulation Commission (PRC) ID
- LTO Driver’s License
- Senior Citizens Card
- Seaman’s Book
- Voter’s Identification card/affidavit/Certificate of Registration
- GSIS Card
- Pag-IBIG Member’s Data Form
- Postal ID
- Baptismal Certificate
- Tax Identification Number (TIN) Card
- Overseas Worker Welfare Administration card
- ATM card with cardholder’s name or with certification from bank
- Health or Medical Card
- Police Clearance
- Credit Card
- Transcript of Records
- NBI Clearance
- Marriage Contract
- Seafarer’s Registration Certificate issued by POEA
- Bank Account Passbook
- Certificate from:
- Birth/Baptismal certificate of child/ren
- Life Insurance Policy
- Office of Muslim Affairs
- Office of Southern/Northern Cultural Communities
- Certificate of Licensure/Qualification Documents/Seafarer’s ID and Record Book from Maritime Industry
- Certificate of Naturalization from the Bureau of Immigration
The Social Security System also got multiple SSS benefits that members may apply for. They were crafted to address different situations.