List of SSS Salary Loan Requirements 2026 Member’s Representative Must Submit To Apply
SSS SALARY LOAN REQUIREMENTS 2026 – If an authorized representative of a Social Security System member files the application, here are the documents that he/she must submit to process the application.
Members of the Social Security System who are in need of cash for various purposes actually have several options that they can turn to — and it is because of the many benefit and loan offers of the state-run social insurance giant.
To ensure that support is ready for its members during times of financial difficulties, the Social Security System provides a range of benefits and assistance programs. These include aid that members can turn to in times of sickness, unemployment, disability, and retirement, ensuring that members have a safety net when challenges arise.
One of the loan programs that the Social Security System (SSS) offers is the Salary Loan, also known as the cash loan. This offer is designed to help qualified members of the social insurance giant cover expenses such as purchases, medical emergencies, car repairs, and more.
The SSS, a state-run institution in the Philippines which has a multi-million member populace, accepts both compulsory and voluntary membership.
Compulsory Coverage
- Employer (Business or Household Employer)
- Employee
- Self-Employed
- Househelper or Kasambahay
- OFWs
- land- and sea-based; except for Filipino permanent migrants, including Filipino immigrants, permanent residents and naturalized citizens of their host countries, who may be covered on a voluntary basis
Voluntary Coverage
- Non-Working Spouses (NWS)
- Separated Members
Below, you’ll find the eligibility requirements in applying for the Social Security System cash loan offer:
- currently employed, self-employed, or voluntary member of the Social Security System
- must have posted at least 36 monthly contributions in the SSS account
- has not received any final benefit from the SSS
- if employed, the employer must be updated in the payment of the SSS contributions
- 65 years old and below at the time of the loan application
- has not been disqualified due to fraud committed against the SSS
Members also have the privilege of applying through an authorized representative in case they cannot personally process their loan application. However, representatives who will file the loan application must submit a specific set of documents to process the loan application. Here’s a guide:
- duly-accomplished Member Loan Application Form
- SSS-issued Authorized Company Representative (ACR) card
- Letter of Authority (LOA) from employer
- two (2) valid IDs both with signature and at least one with photo
- Member-borrower’s SS card or Application for SS card (SS Form E-6) acknowledgment stub and two (2) valid IDs
The SSS cash loan requirements include IDs. You may choose from the following:
- Company ID
- School ID
- Professional Regulation Commission (PRC) ID
- LTO Driver’s License
- Senior Citizens Card
- Seaman’s Book
- Voter’s Identification card/affidavit/Certificate of Registration
- GSIS Card
- Pag-IBIG Member’s Data Form
- Postal ID
- Baptismal Certificate
- Tax Identification Number (TIN) Card
- Overseas Worker Welfare Administration card
- ATM card with cardholder’s name or with certification from bank
- Health or Medical Card
- Police Clearance
- Credit Card
- Transcript of Records
- NBI Clearance
- Marriage Contract
- Seafarer’s Registration Certificate issued by POEA
- Bank Account Passbook
- Certificate from:
- Birth/Baptismal certificate of child/ren
- Life Insurance Policy
- Office of Muslim Affairs
- Office of Southern/Northern Cultural Communities
- Certificate of Licensure/Qualification Documents/Seafarer’s ID and Record Book from Maritime Industry
- Certificate of Naturalization from the Bureau of Immigration
Aside from the loan offers, the Social Security System has also ensured SSS benefits that members may apply for.