Guide on Home Credit Cash Loan 2025 Loanable Amounts & Monthly Amortization
HOME CREDIT CASH LOAN 2025 – You can check here the guide on the monthly amortization if you will borrow P30,000.00 under this customer finance product.
Undeniably, nowadays, financial solutions seems to be everywhere most especially when you have a good qualifications to finance products. Not only banks provide cash loans now but as well as lending entities.
The Home Credit Philippines is one of the cash loan-providers in the country now. While it is most popular for the Home Credit Product Loan, it has continually grow its offers to attend to more needs of its clients.
Just a quick review of its Product Loan or product financing service, a qualified loan applicant can acquire a gadget, an appliance, a furniture, etc. and have it financed by the HC. In this way, you don’t have to shelve out a huge amount in cash for that purchase. You can pay for it in monthly installments to the consumer finance product giant.
Through the years, the list of Home Credit offers kept on expanding. Meanwhile, its offers remain to be equipped with three (3) excellent features which are the following:
- Lowest interest & monthly rates
- Flexible payment options
- Fast & easy application process
Nowadays, good payers of the Home Credit Product Loan may be offered a Home Credit Cash Loan offer. It is a multi-purpose financial need remedy offers for clients who have good credit standing with the lender. You may apply for it to make a personal purchase, travel, host an event, boost your business’ capital operation, etc.
In fact, the cash loan offer can finance multiple goals with its multi-purpose feature. Who are qualified to apply for? To be eligible to apply for the loan, here are the qualifications that a loan applicant should meet:
- a Filipino citizen
- at least 18 years old at the time of the loan application
- not more than 68 years upon the loan maturity
- with good credit records
- has received a Home Credit Cash Loan offer
While the loanable amounts under the Home Credit Cash Loan offer varies among clients, the consumer finance product provider has set a huge maximum loanable amount under its offer. Here is a guide:
- Minimum Loanable Amount — Php 3,000.00
- Maximum Loanable Amount — Php 150,000.00
If you want to borrow Php 30,000 under the Home Credit Cash Loan offer, there is a processing fee of P500.00, thus, you will get a loan proceed of Php 29,500.00. With regards to the monthly amortization, it depends on the loan term. Here’s a guide:
| Loan Term | Estimated Monthly Installment |
| 6 months | ₱5,720.99 per month |
| 9 months | ₱4,032.95 per month |
| 12 months | ₱3,194.71 per month |
| 18 months | ₱2,367.87 per month |
| 24 months | ₱1,965.59 per month |
| 30 months | ₱1,732.80 per month |
| 36 months | ₱1,584.41 per month |
| 45 months | ₱1,445.55 per month |
| 48 months | ₱1,413.05 per month |
| 60 months | ₱1,323.54 per month |
You will need to present an ID(s) in applying for the loan. Here is a guide on the identification documents that the Home Credit accepts:
Primary IDs: (at least one ID):
- Philippine Identification Card
- Unified Multi-Purpose ID (UMID)
- Driver’s License
- Postal ID (New)
- Voter’s ID
- Professional Regulation (PRC) ID – Secondary ID with Address Required
Secondary IDs (present two IDs):
- Postal ID (Old)
- NBI Clearance
- Barangay Certificate
- Phone Bill
- Water Bill
- Electricity Bill
- Mobile/Internet/Cable Bill
The Home Credit assess the loan applications. Your loan application may be approved in as fast as one (1) minute. You may apply for the Home Credit Cash Loan offer 2025 through its app.