Guide on Home Credit Cash Loan 2025 Loanable Amounts & Monthly Amortization
HOME CREDIT CASH LOAN 2025 – You can check here the guide on the monthly amortization if you will borrow P40,000.00 under this customer finance product.
Nowadays, not only banks offer cash loans to the Filipino populace. There are also lending entities that are ready to provide the qualified Filipinos with the financial solution that they are looking for. One of these loan-providing entities is Home Credit Philippines.
Home Credit Philippines is operating in the country for several years now since 2013. Undeniably, it rose to the pedestal of fame with its Home Credit Product Loan. Countless Filipinos were able to acquire their target gadgets, furniture, appliance, etc. without the one-time full payment in case due to the offer.
Aside from the Home Credit Product Loan, clients of the lending entity who are good payers may also qualify to the Home Credit Cash Loan. It is a multi-purpose financial solution that comes by offers but can finance several purposes under a single loan.
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Not only the Home Credit Cash Loan but as well as all the other offers of the consumer finance product provider are equipped with the following excellent features:
- Lowest interest & monthly rates
- Flexible payment options
- Fast & easy application process
Under the Home Credit Cash Loan offer, you may apply for it to make a personal purchase, travel, meet a medical emergency, host an event, expand your business, get your car repaired, boost your capital to start a business, etc.
Did you receive a Home Credit Cash Loan offer? If yes, there are only a few qualifications that you need to meet in applying for the loan offer. Here are the eligibility requirements for application:
- a Filipino citizen
- at least 18 years old at the time of the loan application
- not more than 68 years upon the loan maturity
- with good credit records
- has received a Home Credit Cash Loan offer
How much is loanable under the cash loan offer? The borrowing amount actually varies among the qualified clients depending on the offer of the consumer finance product provider. Meanwhile, here are the minimum and maximum loanable amounts under the offer:
- Minimum Loanable Amount — Php 3,000.00
- Maximum Loanable Amount — Php 150,000.00
If you want to borrow Php 30,000 under the Home Credit Cash Loan offer, there is a processing fee of P500.00, thus, you will get a loan proceed of Php 39,500.00. With regards to the monthly amortization, it depends on the loan term. Here’s a guide:
| Loan Term | Estimated Monthly Installment |
| 6 months | ₱7,627.99 per month |
| 9 months | ₱5,377.27 per month |
| 12 months | ₱4,259.61 per month |
| 18 months | ₱3,157.17 per month |
| 24 months | ₱2,620.79 per month |
| 30 months | ₱2,310.40 per month |
| 36 months | ₱2,112.55 per month |
| 45 months | ₱1,927.40 per month |
| 48 months | ₱1,884.07 per month |
| 60 months | ₱1,764.73 per month |
To apply for the loan offer, prepare and present at least one primary ID or two secondary IDs. Here is a guide on your options:
Primary IDs: (at least one ID):
- Philippine Identification Card
- Unified Multi-Purpose ID (UMID)
- Driver’s License
- Postal ID (New)
- Voter’s ID
- Professional Regulation (PRC) ID – Secondary ID with Address Required
Secondary IDs (present two IDs):
- Postal ID (Old)
- NBI Clearance
- Barangay Certificate
- Phone Bill
- Water Bill
- Electricity Bill
- Mobile/Internet/Cable Bill
The Home Credit has all the rights in evaluating the loan applications. You may apply for the Home Credit Cash Loan offer 2025 through its app.