Guide on Home Credit Cash Loan 2025 Loanable Amounts & Monthly Amortization
HOME CREDIT CASH LOAN 2025 – You can check here the guide on the monthly amortization if you will borrow P75,000.00 under this customer finance product.
In the Philippines, countless Filipinos have access to the offers of Home Credit PH because of the minimal eligibility and documentary requirements it has set under its consumer finance products. It has helped countless Filipinos in their different needs.
Undeniably, the consumer finance provider giant is most popular for its Home Credit Product Loan that has helped countless people acquire their target gadget, appliance, or furniture without having to pay for it in a full one-time cash payment. Good-payers of this loan offer may also be offered the Home Credit Cash Loan.
The Home Credit Cash Loan is open for several purposes like in making a personal purchase, boosting a business capital, traveling, hosting an event, pushing through with a project, etc. In fact, you can finance several loan purposes under a single loan.
Home Credit is operating in the country for several years now. The offers of Home Credit Philippines including the Home Credit Cash Loan got amazing features. Here are the excellent features under the offers of the consumer finance product provider:
- Lowest interest & monthly rates
- Flexible payment options
- Fast & easy application process
Just like in other loan offers, Home Credit Philippines has also set an eligibility criteria under the Home Credit Cash Loan offer. It is open for individuals who meet the following qualifications:
- a Filipino citizen
- at least 18 years old at the time of the loan application
- not more than 68 years upon the loan maturity
- with good credit records
- has received a Home Credit Cash Loan offer
How much is loanable under the cash loan offer of the consumer finance product provider? While the borrowing amount is on a case-to-case basis, HC has set the range of the loanable amounts under the offer which are as follows:
- Minimum Loanable Amount — Php 3,000.00
- Maximum Loanable Amount — Php 150,000.00
If you want to borrow Php 75,000 under the Home Credit Cash Loan offer, there is a processing fee of P500.00, thus, you will get a loan proceed of Php 74,500.00. With regards to the monthly amortization, it depends on the loan term. Here’s a guide:
| Loan Term | Estimated Monthly Installment |
| 6 months | ₱14,302.49 per month |
| 9 months | ₱10,082.38 per month |
| 12 months | ₱7,986.78 per month |
| 18 months | ₱5,919.69 per month |
| 24 months | ₱4,913.98 per month |
| 30 months | ₱4,331.99 per month |
| 36 months | ₱3,961.02 per month |
| 45 months | ₱3,613.87 per month |
| 48 months | ₱3,532.64 per month |
| 60 months | ₱3,308.86 per month |
To apply for the cash loan offer, you need at least one primary ID or two secondary IDs for the application. Here is a guide on the IDs that you may present in applying for the loan offer:
Primary IDs: (at least one ID):
- Philippine Identification Card
- Unified Multi-Purpose ID (UMID)
- Driver’s License
- Postal ID (New)
- Voter’s ID
- Professional Regulation (PRC) ID – Secondary ID with Address Required
Secondary IDs (present two IDs):
- Postal ID (Old)
- NBI Clearance
- Barangay Certificate
- Phone Bill
- Water Bill
- Electricity Bill
- Mobile/Internet/Cable Bill
All Home Credit loan applications are subject to the consumer finance product provider but the approval may take as fast as one (1) minute. You may apply for the Home Credit Cash Loan offer 2025 through its app.