Guide on Home Credit Cash Loan, HCQWARTA & Credit Card Features
Home Credit Cash Loan, Home Credit Card, and HCQWARTA are packed with excellent features and benefits you might like to know.
In the Philippines, one of the most popular consumer finance product providers is the Home Credit. It started operating in the country in 2013 and has massively grown its reach nationwide. Prior to starting its operating in the country, it has long provided financial products in several other countries and territories abroad.
Home Credit is undeniably most popular for its Product Loan or its product financing services. It can finance the purchase of a mobile phone or any gadget, an appliance, a furniture, etc. Countless Filipinos have availed the offer.
Through the Product Loan offer of HC, countless Filipinos did not need to have to purchase their target items under a one-time full cash payment. They only needed an amount for the downpayment and pay for the balance in monthly installments.
In fact, there are offers of Home Credit that require no downpayment upon the purchase of a product through the loan. Aside from the Home Credit Product Loan offer, here are the other offers of the consumer finance provider giant:
Home Credit Cash Loan
Good-payers of the Home Credit Product Loan may be offered the Home Credit Cash Loan, a multi-purpose cash loan offer. You may apply for it to make a personal purchase, travel, boost your business’ working capital, fund an event, etc.
Qualifications:
- a Filipino citizen
- 18 years old and above but not more than 68 years old
- with valid proof of identity
- with a stable source of income from any of the following:
- employment
- business
- monthly pension
- regular remittance
HCQWARTA
The Home Credit Philippines also offers a credit line, the Home Credit QWARTA. It is a virtual credit line with up to Php 50,000 spending limit. It can be used in shopping, paying bills, buying load, topping up the Lazada wallet, and paying bills online.
Home Credit Card
Aside from the Home Credit Cash Loan, the HCQWARTA, and the Home Credit Product Loan, the consumer finance provider giant also offers the Home Credit Card. It can be used in shopping, paying for online purchases, buying load, etc.
The Home Credit Card got zero interest on purchases and payments made using the card within 30 days with another 15-day extension. It also comes with a card protection and insurance.