Guide on Home Credit Cash Loan 2025 Loanable Amounts & Monthly Amortization
HOME CREDIT CASH LOAN 2025 – You can check here the guide on the monthly amortization if you will borrow P150,000.00 under this customer finance product.
Did you just receive a cash loan offer from HC? Good-paying Product Loan clients of the consumer finance product provider are usually sent the multi-purpose offer.
The Home Credit Cash Loan is just one of the many offers of the consumer finance product provider giant that is operating in the country since 2014. The HC undeniably grew fast in popularity in the country through the Home Credit Product Loan. It can finance the purchase of gadgets, appliance, furniture, etc.
Despite the prominence that the Product Loan has brought the consumer finance product provider giant, Home Credit Philippines did not settle with it. It kept on growing its offers and the cash loan is one of its many additions.
The offers of the Home Credit Philippines is packed with excellent features. The consumer finance product provider boasts its products with the following features:
- Lowest interest & monthly rates
- Flexible payment options
- Fast & easy application process
Who are qualified to apply for the Home Credit Cash Loan offer? Just like in applying for the other loan offers of the consumer finance product provider as well as the loans of other lending entities, there is a set of qualifications under the offer.
To be eligible to apply for the cash loan offer, here are the qualifying criteria that must be met by the borrower:
- a Filipino citizen
- at least 18 years old at the time of the loan application
- not more than 68 years upon the loan maturity
- with good credit records
- has received a Home Credit Cash Loan offer
The Home Credit Cash Loan offer may not be able to lend you millions of money but it has a pretty good range of loanable amounts that can finance multiple purposes. Here is a guide on the minimum and maximum borrowing amounts allowed under the offer:
- Minimum Loanable Amount — Php 3,000.00
- Maximum Loanable Amount — Php 150,000.00
If you want to borrow Php 150,000 under the Home Credit Cash Loan offer, there is a processing fee of P500.00, thus, you will get a loan proceed of Php 149,500.00. With regards to the monthly amortization, it depends on the loan term. Here’s a guide:
| Loan Term | Estimated Monthly Installment |
| 6 months | ₱28,604.97 per month |
| 9 months | ₱20,164.76 per month |
| 12 months | ₱15,973.55 per month |
| 18 months | ₱11,839.37 per month |
| 24 months | ₱9,827.95 per month |
| 30 months | ₱8,663.99 per month |
| 36 months | ₱7,922.05 per month |
| 45 months | ₱7,227.74 per month |
| 48 months | ₱7,065.27 per month |
| 60 months | ₱6,617.72 per month |
Are you interested to apply for the cash loan offer? You will have to prepare your proof of identity. You will need either one (1) primary identification documents or two (2) secondary IDs. Here is a guide on the IDs that you may present in applying for the cash loan offer:
Primary IDs: (at least one ID):
- Philippine Identification Card
- Unified Multi-Purpose ID (UMID)
- Driver’s License
- Postal ID (New)
- Voter’s ID
- Professional Regulation (PRC) ID – Secondary ID with Address Required
Secondary IDs (present two IDs):
- Postal ID (Old)
- NBI Clearance
- Barangay Certificate
- Phone Bill
- Water Bill
- Electricity Bill
- Mobile/Internet/Cable Bill
In all loans offered by Home Credit Philippines, the consumer finance product provider has the sole authority in the loan application assessment. Meanwhile, the loan application approval may take as fast as one (1) minute. You may apply for the Home Credit Cash Loan offer 2025 through its app.