Guide on Home Credit Cash Loan 2025 Loanable Amounts & Monthly Amortization
HOME CREDIT CASH LOAN 2025 – You can check here the guide on the monthly amortization if you will borrow P150,000.00 under this customer finance product.
Are you one of the existing or previous clients of the HC? You might have received the cash loan offer of the consumer finance product provider. The multi-purpose loan offer is packed with excellent features that are exclusive for good payers of HC loans.
The Home Credit Cash Loan is extended to good payers of the Home Credit Product Loan. Truth be told that the latter offer is the one that has brought the consumer finance product provider to a huge prominence in the Philippines. Countless Filipinos have availed the product financing service offered by the HC through its Product Loan.
The Product Loan offer of Home Credit can finance the purchase of gadgets, appliances, furniture, etc. If you have or had an existing account that show responsible loan repayment, the consumer finance product provider may offer you the Home Credit Cash Loan that you may apply for to travel, expand your business, make a huge purchase, host an event, etc.
The Home Credit Cash Loan offer and all the other finance products offered by the lending entity is packed with excellent features. Here are these amazing features under the offers of the consumer finance product provider:
- Lowest interest & monthly rates
- Flexible payment options
- Fast & easy application process
Did you just receive a Home Credit Cash Loan offer? While the offer comes from the consumer finance product provider itself, there are qualifications that an applicant should meet. Here are the eligibility requirements under the cash loan offer:
- a Filipino citizen
- at least 18 years old at the time of the loan application
- not more than 68 years upon the loan maturity
- with good credit records
- has received a Home Credit Cash Loan offer
The loanable amount depends on the offer of Home Credit. Meanwhile, it has set a range on the borrowing amounts under the offer which are as follows:
- Minimum Loanable Amount — Php 3,000.00
- Maximum Loanable Amount — Php 150,000.00
If you want to borrow Php 60,000 under the Home Credit Cash Loan offer, there is a processing fee of P500.00, thus, you will get a loan proceed of Php 59,500.00. With regards to the monthly amortization, it depends on the loan term. Here’s a guide:
| Loan Term | Estimated Monthly Installment |
| 6 months | ₱11,441.99 per month |
| 9 months | ₱8,065.90 per month |
| 12 months | ₱6,389.42 per month |
| 18 months | ₱4,735.75 per month |
| 24 months | ₱3,931.18 per month |
| 30 months | ₱3,465.59 per month |
| 36 months | ₱3,168.82 per month |
| 45 months | ₱2,891.10 per month |
| 48 months | ₱2,826.11 per month |
| 60 months | ₱2,647.09 per month |
Like in other loan offers, it is important to prepare a proof of identity in applying for the Home Credit Cash Loan offer. You will need either one (1) primary ID or two (2) secondary IDs in applying for the loan offer. Here is a guide:
Primary IDs: (at least one ID):
- Philippine Identification Card
- Unified Multi-Purpose ID (UMID)
- Driver’s License
- Postal ID (New)
- Voter’s ID
- Professional Regulation (PRC) ID – Secondary ID with Address Required
Secondary IDs (present two IDs):
- Postal ID (Old)
- NBI Clearance
- Barangay Certificate
- Phone Bill
- Water Bill
- Electricity Bill
- Mobile/Internet/Cable Bill
The Home Credit Philippines got the sole authority in the loan application assessment of all its loan offers. With regards to the loan application approval, it may take as fast as one (1) minute. You may apply for the Home Credit Cash Loan offer 2025 through its app.