Guide on Home Credit Cash Loan 2025 Loanable Amounts & Monthly Amortization
HOME CREDIT CASH LOAN 2025 – You can check here the guide on the monthly amortization if you will borrow P65,000.00 under this customer finance product.
Are you in need of some cash for a purpose? You might have received an offer from Home Credit and you may be wondering about its features as well as the purposes that it may serve. In here, we’ll get to know the best features that it is equipped with.
Among the countless lending companies and finance product providers in the Philippines, the Home Credit Philippines is undeniably one of the most popular now. It is operating in the country for a few decades now since 2013.
Undeniably, Home Credit PH grew fast in the country in terms of popularity and client populace with its Home Credit Product Loan offer. Through it, countless Filipinos were able to purchase their target gadgets, furniture, and appliances without having to pay for them under a one-time full cash payment.
Aside from the Product Loan offer of the trusted finance product provider, Home Credit also offers a Home Credit Cash Loan to Product Loan clients with good credit standing. Thus, it is really an advantage if you pay for your monthly installments not later than the due date. It can open another door of finance product for your.
You may apply for the Home Credit Cash Loan offer to finance a personal purchase, an event, traveling, boosting the business capital, etc. The reputable loan provider has equipped its offer with the best features which include the following:
- Lowest interest & monthly rates
- Flexible payment options
- Fast & easy application process
Did you receive an offer and you are interested to apply for it? There are only a few qualifications under the offer, thus, there is really nothing to worry about. To qualify for the loan, here are the eligibility criteria that you need to meet:
- a Filipino citizen
- at least 18 years old at the time of the loan application
- not more than 68 years upon the loan maturity
- with good credit records
- has received a Home Credit Cash Loan offer
Home Credit Philippines has equipped its cash loan offer with a good range of loanable amounts. Under it, here are the minimum and maximum borrowing amounts allowed for clients:
- Minimum Loanable Amount — Php 3,000.00
- Maximum Loanable Amount — Php 150,000.00
If you want to borrow Php 65,000 under the Home Credit Cash Loan offer, there is a processing fee of P500.00, thus, you will get a loan proceed of Php 64,500.00. With regards to the monthly amortization, it depends on the loan term. Here’s a guide:
| Loan Term | Estimated Monthly Installment |
| 6 months | ₱12,395.49 per month |
| 9 months | ₱8,738.06 per month |
| 12 months | ₱6,921.87 per month |
| 18 months | ₱5,130.39 per month |
| 24 months | ₱4,258.78 per month |
| 30 months | ₱3,754.39 per month |
| 36 months | ₱3,432.89 per month |
| 45 months | ₱3,132.02 per month |
| 48 months | ₱3,061.62 per month |
| 60 months | ₱2,867.68 per month |
In applying for the cash loan offer, you need to prepare identification documents that will serve as your proof of identity. You can either submit at least one (1) primary ID or two (2) secondary IDs. Here is a guide for you:
Primary IDs: (at least one ID):
- Philippine Identification Card
- Unified Multi-Purpose ID (UMID)
- Driver’s License
- Postal ID (New)
- Voter’s ID
- Professional Regulation (PRC) ID – Secondary ID with Address Required
Secondary IDs (present two IDs):
- Postal ID (Old)
- NBI Clearance
- Barangay Certificate
- Phone Bill
- Water Bill
- Electricity Bill
- Mobile/Internet/Cable Bill
Home Credit reserves all the right to scrutinize loan applications. Meanwhile, the loan application approval may take as fast as one (1) minute. You may apply for the Home Credit Cash Loan offer 2025 through its app.