Guide on Home Credit Cash Loan 2025 Loanable Amounts & Monthly Amortization
HOME CREDIT CASH LOAN 2025 – You can check here the guide on the monthly amortization if you will borrow P35,000.00 under this customer finance product.
Through the years, the Home Credit Philippines has widely expanded its list of offers. It has undeniably achieved a different level of popularity and clients’ confidence in the country with its offers that meet the demand of countless Filipinos.
It was in 2013 when Home Credit Philippines first started its operation. Undeniably, it climbed the pedestal of prominence fast with the Home Credit Product Loan offer. Under it, the consumer finance product provider giant offers the financing of a purchase of gadget, furniture, and appliance among others. However, there’s another thing in line with this offer.
Good payers of the Home Credit Product Loan may receive the Home Credit Cash Loan offer. It is a multi-purpose cash loan that is extended to clients of the financing service who have excellent credit records.
You may apply for the Home Credit Cash Loan offer to get your car repaired, make a personal purchase, travel, host an event, etc. If you have yet to receive an offer, it is best to ensure a good credit record by paying for your loans ahead or on the due date.
Just like its other offers, the Home Credit Cash Loan is also equipped with excellent features such as the following:
- Lowest interest & monthly rates
- Flexible payment options
- Fast & easy application process
Are you interested to apply for the loan offer? There is only a short list of qualifications and a much shorter list of documentary requirements for application. To qualify in applying for the loan, you need to meet the following eligibility criteria:
- a Filipino citizen
- at least 18 years old at the time of the loan application
- not more than 68 years upon the loan maturity
- with good credit records
- has received a Home Credit Cash Loan offer
The loanable amounts may really vary depending on the factors that the loan provider considers and the offer may vary among clients as well. Meanwhile, here is the range of the loanable amount under the loan offer:
- Minimum Loanable Amount — Php 3,000.00
- Maximum Loanable Amount — Php 150,000.00
If you want to borrow Php 35,000 under the Home Credit Cash Loan offer, there is a processing fee of P500.00, thus, you will get a loan proceed of Php 34,500.00. With regards to the monthly amortization, it depends on the loan term. Here’s a guide:
| Loan Term | Estimated Monthly Installment |
| 6 months | ₱6,674.49 per month |
| 9 months | ₱4,705.11 per month |
| 12 months | ₱3,727.16 per month |
| 18 months | ₱2,762.52 per month |
| 24 months | ₱2,293.19 per month |
| 30 months | ₱2,021.60 per month |
| 36 months | ₱1,848.48 per month |
| 45 months | ₱1,686.47 per month |
| 48 months | ₱1,648.56 per month |
| 60 months | ₱1,544.14 per month |
To apply for the loan offer, you need to submit at least one (1) primary ID or two (2) secondary IDs. Here is a guide on the IDs you may present for the loan application:
Primary IDs: (at least one ID):
- Philippine Identification Card
- Unified Multi-Purpose ID (UMID)
- Driver’s License
- Postal ID (New)
- Voter’s ID
- Professional Regulation (PRC) ID – Secondary ID with Address Required
Secondary IDs (present two IDs):
- Postal ID (Old)
- NBI Clearance
- Barangay Certificate
- Phone Bill
- Water Bill
- Electricity Bill
- Mobile/Internet/Cable Bill
Home Credit reserves all the right to scrutinize loan applications. Meanwhile, the loan application approval may take as fast as one (1) minute. You may apply for the Home Credit Cash Loan offer 2025 through its app.