Guide on Home Credit Cash Loan 2026 Loanable Amounts & Monthly Amortization
HOME CREDIT CASH LOAN 2026 – You can check here the guide on the monthly amortization if you will borrow P150,000.00 under this customer finance product.
Are you a Product Loan client of Home Credit Philippines who just received a special offer? The consumer finance product provider giant has become even more generous in sending offers to its clients with good credit standing.
Countless Filipinos are already loyal clients of Home Credit Philippines. It has earned the trust of millions of people with its valuable offers that meet the demands of countless people. The consumer finance product provider giant is in the service of the Filipino people since 2013.
Many Filipinos were able to acquire their target mobile phone and other gadgets and some got their target appliance and furniture through the Home Credit Product Loan offer. Good payers of the said loan offer are usually offered another perk — the Home Credit Cash Loan.
Are you in need of cash to travel or make another personal purchase? The Home Credit Cash Loan offer may be the perfect solution for you. It is also ready to help clients expand their business, host an event, get the car repaired, etc.
Home Credit Philippines made sure its loan offer got low interest and monthly rates, flexible options in repayment, and fast and easy process for application. To qualify for the loan offer, here are the eligibility requirements that an applicant should meet:
- a Filipino citizen
- at least 18 years old at the time of the loan application
- not more than 68 years upon the loan maturity
- with good credit records
- has received a Home Credit Cash Loan offer
How much is loanable under the Home Credit Cash Loan offer? Here are the minimum and maximum borrowing amounts under the cash loan but the loanable amount actually varies depending on the offer:
- Minimum Loanable Amount — Php 3,000.00
- Maximum Loanable Amount — Php 150,000.00
If you want to borrow Php 150,000 under the Home Credit Cash Loan offer, there is a processing fee of P500.00, thus, you will get a loan proceed of Php 149,500.00. With regards to the monthly amortization, it depends on the loan term. Here’s a guide:
| Loan Term | Estimated Monthly Installment |
| 6 months | ₱28,604.97 per month |
| 9 months | ₱20,164.76 per month |
| 12 months | ₱15,973.55 per month |
| 18 months | ₱11,839.37 per month |
| 24 months | ₱9,827.95 per month |
| 30 months | ₱8,663.99 per month |
| 36 months | ₱7,922.05 per month |
| 45 months | ₱7,227.74 per month |
| 48 months | ₱7,065.27 per month |
| 60 months | ₱6,617.72 per month |
In applying for the loan offer, bring at least one (1) primary ID or two (2) secondary IDs. Here is a guide on the documents that you can choose from:
Primary IDs: (at least one ID):
- Philippine Identification Card
- Unified Multi-Purpose ID (UMID)
- Driver’s License
- Postal ID (New)
- Voter’s ID
- Professional Regulation (PRC) ID – Secondary ID with Address Required
Secondary IDs (present two IDs):
- Postal ID (Old)
- NBI Clearance
- Barangay Certificate
- Phone Bill
- Water Bill
- Electricity Bill
- Mobile/Internet/Cable Bill
Home Credit Philippines evaluates all cash loan applications swiftly. The result can come as fast as one (1) minute. You may apply for the Home Credit Cash Loan offer 2025 through its app.