Guide on Home Credit Cash Loan 2026 Loanable Amounts & Monthly Amortization
HOME CREDIT CASH LOAN 2026 – You can check here the guide on the monthly amortization if you will borrow P3,000.00 under this customer finance product.
There are instances when there is a need for extra cash. During these times, many people are surely looking for the offers with a quick approval and that is not something that most banks can give. Meanwhile, there are some other trusted entities that you can turn to for quick cash loans now.
In the Philippines, one of the trusted entities that you may turn to for a cash loan is the Home Credit. It is one of the giants in the country in terms of providing consumer finance products. It is operating in the country for several years now since 2013.
Home Credit was already operating in several other countries and territories abroad before it began its operation in the Philippines. In the country, it rapidly rose to prominence and has earned the trust of countless Filipinos with its Home Credit Product Loan offer. It is undeniably the most popular among the offers of the consumer finance product provider.
For the good payers of the Product Loan, there is another excellent offer — the Home Credit Cash Loan which you can check below.
The Home Credit Cash Loan offer is packed with the lowest interest and monthly rates, flexible payment options, and fast and easy application process. Who are qualified to apply for the loan offer? Here are the eligibility criteria set under the offer:
- a Filipino citizen
- at least 18 years old at the time of the loan application
- not more than 68 years upon the loan maturity
- with good credit records
- has received a Home Credit Cash Loan offer
How much is loanable under the Home Credit Cash Loan offer?
The loanable amounts under the Home Credit Cash Loan offer actually varies depending on the offer of the consumer finance product provider. Meanwhile, here are the minimum and maximum loanable amounts under the offer:
- Minimum Loanable Amount — Php 3,000.00
- Maximum Loanable Amount — Php 150,000.00
If you want to borrow Php 3,000 under the Home Credit Cash Loan offer, there is a processing fee of P500.00, thus, you will get a loan proceed of Php 2,500.00. With regards to the monthly amortization, it depends on the loan term. Here’s a guide:
| Loan Term | Estimated Monthly Installment |
| 6 months | ₱572.10 per month |
| 9 months | ₱403.30 per month |
| 12 months | ₱319.47 per month |
| 18 months | ₱236.79 per month |
| 24 months | ₱196.56 per month |
| 30 months | ₱173.28 per month |
| 36 months | ₱158.44 per month |
| 45 months | ₱144.55 per month |
| 48 months | ₱141.31 per month |
| 60 months | ₱132.35 per month |
The Home Credit Cash Loan application requires the presentation of at least one (1) primary ID or two (2) secondary IDs. Here is a guide on the identification documents that you may present in applying for the loan offer:
Primary IDs: (at least one ID):
- Philippine Identification Card
- Unified Multi-Purpose ID (UMID)
- Driver’s License
- Postal ID (New)
- Voter’s ID
- Professional Regulation (PRC) ID – Secondary ID with Address Required
Secondary IDs (present two IDs):
- Postal ID (Old)
- NBI Clearance
- Barangay Certificate
- Phone Bill
- Water Bill
- Electricity Bill
- Mobile/Internet/Cable Bill
The Home Credit cash loan approval can take as fast as one (1) minute. All loan applications are subject to its evaluation. You may apply for the Home Credit Cash Loan offer through its app.