Guide on Home Credit Cash Loan 2026 Loanable Amounts & Monthly Amortization
HOME CREDIT CASH LOAN 2026 – You can check here the guide on the monthly amortization if you will borrow P70,000.00 under this customer finance product.
In the Philippines, one of the trusted consumer finance product provider is the Home Credit. Countless Filipinos have actually availed the offers of the financing service provider which operates not only in the country but as well as in several other countries and territories abroad.
Home Credit Philippines is operating in the country since 2013. It has a wide range of offers and it has greatly expanded the list through the years. Long before it started its operation in the country, the consumer finance product provider giant was already operating in Slovakia, China, Russia, Kazakhstan, Ukraine, and Belarus among others.
In the Philippines, the consumer finance product provider rose to prominence fast with its Home Credit Product Loan offer. Under it, a qualified individual may have his/her gadget, appliance, or furniture purchase financed by the loan provider. In that way, only a downpayment is needed and the client can repay the balance in light monthly installments.
Furthermore, there’s also a treat for good payers of the Home Credit Product Loan offer — you may be offered the Home Credit Cash Loan.
The Home Credit Cash Loan is equipped with highly competitive interest and monthly rates, flexible repayment options, and a quick, hassle-free process for application. Wondering who can apply for this excellent loan offer? Below are the eligibility requirements for this loan:
- a Filipino citizen
- at least 18 years old at the time of the loan application
- not more than 68 years upon the loan maturity
- with good credit records
- has received a Home Credit Cash Loan offer
With regards to the borrowing amounts under the Home Credit Cash Loan offer, there is a range for it but the offers may come with varying details about the loanable amounts on a case-to-case basis. Here’s a guide on the range:
- Minimum Loanable Amount — Php 3,000.00
- Maximum Loanable Amount — Php 150,000.00
If you want to borrow Php 70,000 under the Home Credit Cash Loan offer, there is a processing fee of P500.00, thus, you will get a loan proceed of Php 69,500.00. With regards to the monthly amortization, it depends on the loan term. Here’s a guide:
| Loan Term | Estimated Monthly Installment |
| 6 months | ₱572.10 per month |
| 9 months | ₱403.30 per month |
| 12 months | ₱319.47 per month |
| 18 months | ₱236.79 per month |
| 24 months | ₱196.56 per month |
| 30 months | ₱173.28 per month |
| 36 months | ₱158.44 per month |
| 45 months | ₱144.55 per month |
| 48 months | ₱141.31 per month |
| 60 months | ₱132.35 per month |
To apply for a Home Credit Cash Loan, there are very minimal requirements that you should prepare. You’ll need to present at least one (1) valid primary ID or two (2) secondary IDs. Below is a guide to the identification documents you can submit when applying for the loan:
Primary IDs: (at least one ID):
- Philippine Identification Card
- Unified Multi-Purpose ID (UMID)
- Driver’s License
- Postal ID (New)
- Voter’s ID
- Professional Regulation (PRC) ID – Secondary ID with Address Required
Secondary IDs (present two IDs):
- Postal ID (Old)
- NBI Clearance
- Barangay Certificate
- Phone Bill
- Water Bill
- Electricity Bill
- Mobile/Internet/Cable Bill
The Home Credit cash loan approval can take as fast as one (1) minute. All loan applications are subject to its evaluation. You may apply for the Home Credit Cash Loan offer through its app.