Guide on When You Can Apply Again for Home Credit Loan
HOME CREDIT LOAN – Here is a guide on when you can apply again for a loan if your previous application was rejected.
Undeniably, one of the lending companies that do not ask much during the application process is the Home Credit Philippines. Its offers really do cover a wide range of recipients.
Aside from the wide range of recipients, the lending firm got offers that fit to the needs or desires of most individual. Do you want to buy a certain item but you cannot pay for it in full now?
Whether it is a television, a cellphone, a furniture, etc., you may apply for a Home Credit loan to bring it home. You only need to prepare at least 30% of the selling price of the time and the rest will be paid by the lending firm.
If you are in need of some cash, you may apply for its cash loan offer. It is open not only for those who have previous or existing accounts with the lending firms but as well as for new clients.
With regards to the amount that you can borrow, it will depend on the offer and the approval of the lending firm. You will be offered various loan terms for the repayment – nine (9), twelve (12), or twenty-four (24) months.
In applying for a Home Credit Loan, you only need to present two (2) valid IDs as long as you are of legal age. How about if your loan was rejected, can you apply again?
Anyone can apply again for a Home Credit Loan following a rejected application. However, the applicant has to wait for three (3) months first before applying again.
Thank you for visiting our website. We hope we have helped you with regards to this matter. You may keep coming back for more informative guides.
READ ALSO: Home Credit Loans – Full List of Home Credit Philippines Loans
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