GOOD CREDIT SCORE – Here are some useful and effective tips to maintain good score and manage your credit properly. A credit score is a numerical representation of an individual’s creditworthiness, essentially indicating how likely they are to repay borrowed money. It shows how good you are at managing money and paying back what you … Read more
ASSET-LIABILITY MANAGEMENT – Here are the important things you need to know about managing finances effectively. Asset liability management (ALM) is a financial strategy used by businesses, banks, and financial institutions to manage their assets and liabilities in a way that maximizes profitability while minimizing risk. It involves matching the maturity, cash flow, and interest … Read more
PERSONAL FINANCE – Here are some helpful yet basic ideas and effective simple guides that may help your financial life. Personal finance refers to the management of an individual’s financial resources, encompassing all aspects of their financial life. It involves making informed decisions about earning, spending, saving, investing, and managing debts to achieve financial goals … Read more
EMERGENCY FUND – Here are some useful and effective tips on how to start saving to cover financial obligations in emergencies. An emergency fund is a savings account specifically set aside to cover unexpected expenses or financial emergencies. It serves as a financial safety net, providing individuals and families with to handle unexpected instances without … Read more
INSURANCE POLICY – Here is the definition, benefits, types, and coverage of this financial plan that you need to know. Insurance is a financial safety net that helps protect individuals, families, and businesses from unexpected financial burdens. While the world of insurance may seem complex at first, breaking down the basics in simpler terms can … Read more
FINANCIAL LITERACY – Here are some simple steps on how to teach kids about money or financial lessons. Nowadays, teaching children about money from an early age sets the foundation for a financially responsible and savvy future. Introducing financial concepts to children not only helps them understand the value of money but also instills important … Read more
FINANCIAL PROBLEMS – Here are the biggest financial challenges being faced by Gen Y or popularly known as millennials. Financial wellness is an important aspect of our lives, affecting our well-being and future. Having a well-structured budget is the cornerstone of financial stability. It enables us to track our income and expenses, helping us identify … Read more
BUDGET – Here are some easy budgeting techniques that may help you to save money and manage your finances effectively. A budget is a financial plan that outlines an individual’s, a household’s, or an organization’s expected income and expenses over a specific period, typically a month or a year. The primary purpose of a budget … Read more