Guide on EastWest Cash Loan Interest Rates Based on Absence / Presence of Credit Card
EASTWEST CASH LOAN INTEREST RATES – Here is a guide on the interest rates under the EastWest Bank Personal Loan offer if you have a credit card.
When it comes to personal cash loans, EastWest Bank is one of the banks that you may turn to. You can check its features below including the loanable amounts, interest rates, and the application process.
EastWest Bank Personal Cash Loan:
EastWest Bank has a personal cash loan offer with a high maximum loanable amount which you can repay for in 12, 18, 24, or 36 months. Do you want to know how much you may borrow under this loan offer? Visit – EastWest Cash Loan: Minimum & Maximum Loanable Amounts.
The EastWest Cash Loan interest rates depend if you have a credit card or none. For the interest rates if you have a credit card, the following interest rates will be implemented:
| With Existing Credit Card for at least 12 Months | ||||
|---|---|---|---|---|
| Tenor | Monthly Rate | Factor Rate | Contractual Interest Rate | Effective Interest Rate* |
| 12 months | 1.49% | 0.0982333 | 31.51% p.a. | 41.67% p.a. |
| 18 months | 1.59% | 0.0714556 | 33.54% p.a. | 42.93% p.a. |
| 24 months | 1.59% | 0.0575667 | 33.19% p.a. | 41.62% p.a. |
| 36 months | 1.69% | 0.0446778 | 34.01% p.a. | 41.94% p.a. |
To apply for the said loan offer, the documentary requirements depend whether you are employed, self-employed, or a foreign national. You can check on the guide below:
- If you are employed, you may visit – Requirements for EastWest Bank Cash Loan Application for Employed Individuals.
- If you are self-employed, you may visit – Requirements for EastWest Bank Cash Loan Application for Self-Employed Individuals.
- If you are a foreign national, you may visit – Requirements for EastWest Bank Cash Loan Application for Foreign National Applicants.
For the application, bring your documents to a branch of EastWest Bank and submit them for loan evaluation and processing. Wait for an update from the bank regarding the status of your application for cash loan.
You may also visit – EASTWEST BANK LOANS: List of Loan Offers of EastWest Bank