RCBC Flex Gold Visa Credit Card — Achieve Your Life Goals while Earning Points

Features of RCBC Diamond Credit Card & the Application Requirements

RCBC FLEX GOLD VISA CREDIT CARD — You can achieve your life goals while enjoying the perks of earning points through this RCBC credit card.

In the Philippines, banks are among the entities that you may turn to for a credit card. One of those that provide excellent options for aspiring credit cardholders is Rizal Commercial Banking Corporation, more popularly called RCBC, which is operating in the country for decades already.

RCBC

The RCBC is in the service of the Filipino people for decades now providing different kinds of bank accounts, credit cards, loans, and many more. The bank extends both personal and business finance products.

The RCBC has several loan offers including the RCBC Personal Loan and the RCBC Auto Loans. It also has several credit card offers which bear excellent perks and privileges for the cardholders. One of the offers is the RCBC Flex Gold Visa Credit Card:

RCBC Flex Gold Visa Credit Card

The RCBC Flex Gold Visa Credit Card can help you achieve your life goals while earning points. Here are the impressive benefits and privileges that await the cardholders of this type of credit card:

  • earn double points from grocery, department store, travel, and household appliance purchases spending using the RCBC Flex Gold Visa credit card
  • enjoy turning your points into shopping vouchers, rebates, cash credits, or donations to charitable institutions
  • avail free travel insurance when charging your flight booking to the credit card
  • worry-free 0% installment for up to 36 months
  • enjoy hassle-free and rewarding bill payments
  • access to international medical, VIP healthcare, and international travel assistance, plus concierge services
  • monitor your account conveniently with real-time SMS advisories on your credit card spending
  • make real-time payments and fund transfers anytime through your RCBC Diamond Credit Card
  • access to world-class travel & lifestyle perks
  • FREE Travel Insurance and Purchase Protection
  • enhanced credit card security with the EMV Chip Technology and insurance for your online purchases through RCBC Flex Gold Visa Credit Card
  • enjoy flexible non-expiring Rewards Points on all your purchases
  • access to Balance Conversion feature which allows the cardholders of RCBC Hexagon Club Credit Card to convert statement outstanding balance to installment
  • enjoy access to world-class airport lounges
  • 0% interest on installment on purchases abroad using your RCBC Flex Gold Visa Credit Card
  • enjoy access to cash loan for your future plans
  • enjoy worldwide acceptance of your credit card
  • OTP or One-Time Password required for online purchases for enhanced credit card use protection

With regards to the membership fee under the RCBC Flex Gold Visa Credit Card offer, the principal card membership fee is at Php 3,000 per year. For the supplementary cards, it is set at Php 1,500 per year.

Individuals who are at least 21 years old but not more than 65 years old may apply as principal credit cardholders while individuals who are at least 13 years old but not more than 65 years old may apply for supplementary credit cards.

The bank requires the credit card applicant to have a mobile number and landline at work for qualification to apply for the credit card offer. With regards to the requirements in applying for the RCBC Flex Gold Visa Credit Card, here is a guide on the documents required among the salaried and the non-salaried individuals:

Employed Applicants

  • duly-accomplished and signed RCBC Credit Card Application Form
  • copy of one (1) valid ID with photo and signature
  • copy of any proof of income:
    • Latest Income Tax Return and/or W2 with BIR or Bank Stamp
    • Latest payslip stating monthly salary
    • Original Certificate of Employment (COE) with annual income details and signed by authorized Human Resources Group signatory. COE must not be more than six (6) months old
    • Latest bank statement showing the salary credit for the month

Self-Employed, Proprietors, and Businessmen Applicants

  • duly-accomplished and signed RCBC Credit Card Application Form
  • copy of one (1) valid ID with photo and signature
  • copy of any proof of income:
    • Latest Audited Financial Statement (AFS) with BIR or Bank Stamp and latest Income Tax Return (ITR) and/or W2 with BIR or Bank Stamp
    • Latest bank statement showing cash credits/sales receipt for the month

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