Home Credit Cash Loan 2025 — Here’s Your Monthly Due If You Borrow P90K

Guide on Home Credit Cash Loan 2025 Loanable Amounts & Monthly Amortization

HOME CREDIT CASH LOAN 2025 – You can check here the guide on the monthly amortization if you will borrow P90,000.00 under this customer finance product.

Are you looking for a financial solution and has received a loan offer from Home Credit Philippines? Nowadays, many people have turned to the offers of the consumer finance product provider in times of different needs.

Home Credit Philippines has grown to popularity in the Philippines fast. After operating in several countries and territories across the globe, it has started its operation in the country in 2013 and rapidly rose to prominence with what remains to be its most popular offer — the Home Credit Product Loan. It can finance even huge purchases under the said offer.

You may apply for the Home Credit Product Loan offer for the financing of your gadget, appliance, furniture, etc. purchase. Through it, you don’t need to shelve out a huge amount of money for a cash payment nor wait for months or years to be able to save money for the purchase. You can start enjoying the item now while paying for it in low monthly installments.

Furthermore, there is something that awaits the good payers of the Home Credit Product Loan — you may be offered the Home Credit Cash Loan. It is a multi-purpose loan offer that you may turn to for travels, getting your car repaired, expanding your business, paying for your child’s school fees, etc.

The Home Credit Cash Loan offer as well as the other loan offers of Home Credit Philippines are packed with excellent features. The consumer finance product provider made sure its offers have the following features:

• Lowest interest & monthly rates​
• Flexible payment options​
• Fast & easy application process​

Who are eligible to apply for the Home Credit Cash Loan offer? It is important to know that while you have an offer from the consumer finance product provider, it is valuable to check on the qualifications for application. Here are the qualifying requirements under the loan offer:

• a Filipino citizen
• at least 18 years old at the time of the loan application
• not more than 68 years upon the loan maturity
• with good credit records
• has received a Home Credit Cash Loan offer

One of the main concern of many people when it comes to cash loans are the loanable amounts. With Home Credit, the borrowing amounts depend on the offer but the consumer finance product provider has set the following range for the loanable amounts under the offer:

• Minimum Loanable Amount — Php 3,000.00
• Maximum Loanable Amount — Php 150,000.00

If you want to borrow Php 90,000 under the Home Credit Cash Loan offer, there is a processing fee of P500.00, thus, you will get a loan proceed of Php 89,500.00. With regards to the monthly amortization, it depends on the loan term. Here’s a guide:

The application for the Home Credit cash loan offer requires the presentation of proof(s) of identity. You will need either one (1) primary ID or two (2) secondary IDs. Here is a guide:

Primary IDs: (at least one ID):

• Philippine Identification Card
• Unified Multi-Purpose ID (UMID)
• Driver’s License
• Postal ID (New)
• Voter’s ID
• Professional Regulation (PRC) ID – Secondary ID with Address Required

Secondary IDs (present two IDs):

• Postal ID (Old)
• NBI Clearance
• Barangay Certificate
• Phone Bill
• Water Bill
• Electricity Bill
• Mobile/Internet/Cable Bill

In applying for the Home Credit loan offer, it is important to know that all loan applications are subject to evaluation of the consumer finance product provider. Meanwhile, the loan approval may take as fast as one (1) minute. You may apply for the Home Credit Cash Loan offer 2025 through its app.