Check Here the RCBC Personal Loan Requirements 2025 for Application
RCBC PERSONAL LOAN REQUIREMENTS 2025 – Employed applicants should submit the following documents in applying for the offer of Rizal Commercial Banking Corporation.
One of the trusted banking companies in the Philippines that is operating for decades now is the Rizal Commercial Banking Corporation or more popularly known as RCBC. It is in the service of the Filipino people for 60 years now.

Through the years, the RCBC has continuously grew its offers. Its offers now includes both personal and corporate financial products which serve many different purposes. There are loans and credit cards among others and you can check one of its loan offers below.

Aside from the RCBC Home Loans, the Rizal Commercial Banking Corporation also includes the RCBC Personal Loan, a multi-purpose cash loan offer. It can help finance your travel, the education of your child, the repair of your car, etc.

The RCBC Personal Loan offer is open for both employed and self-employed individuals but there are varying RCBC Personal Loan requirements for application. In fact, even the eligibility criteria for the salaried and non-salaried individuals who want to apply for the loan offer vary.
If you are employed, here are the RCBC Personal Loan requirements in terms of eligibility for the loan offer:
- at least 21 years old upon the loan application
- at most 70 years old upon loan maturity
- employed with a permanent employment status
- with a gross monthly income salary of at least P15,000 (with credit history) ; P25,000 for applicants who have none
With regards to the documents that you need to prepare in applying for the offer, salaried individuals should submit the following RCBC Personal Loan requirements in applying for the offer:
- duly-accomplished and signed RCBC Personal Loan Application Form
- copy of one (1) valid government issued ID
- copy of any proof of income:
- Latest Income Tax Return (ITR) with BIR stamp/Form 2316
- Certificate of Employment and Income
- Latest 1-Month Payslip
Aside from the Personal Loan offer, the Rizal Commercial Banking Corporation also has the RCBC Auto Loans.