SSS Contribution Table 2026 for Voluntary Members — A GUIDE

Check Here the SSS Contribution Table 2026 for Members

SSS CONTRIBUTION 2026 – Members of the Social Security System who are under voluntary membership are given these rates for their premium.

In the Philippines, the Social Security System stands as a major state‑operated social insurance program with a membership numbering in the millions. For countless Filipinos, maintaining active membership is both a way to secure their future and a safeguard against unforeseen challenges.

Social Security System

The organization’s members come from diverse backgrounds, such as:

  • Employee / Locally-Employed members
  • Employer (Business and Household Employers)
  • Self-Employed members
  • House helpers or Kasambahay
  • Overseas Filipino Workers (OFW) (land-based and sea-based, except for Filipino permanent migrants, including Filipino immigrants, permanent residents, and naturalized citizens of their host countries, who may be covered on a voluntary basis)
SSS Contribution Table 2026
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Members of the Social Security System enjoy access to numerous SSS benefits and loan options. Those who consistently maintain their accounts can count on support during various situations. To stay updated, contributions must be posted regularly based on the correct 2026 SSS contribution schedule.

For the voluntary members, here is the SSS Contribution Table 2026:

SSS Contribution 2026 Voluntary Members

In addition to the benefits offered, the Social Security System extends loan programs that serve members in various circumstances.

SSS Salary Loan

  • currently employed, self-employed, or voluntary member of the Social Security System
  • must have posted at least 36 monthly contributions in the SSS account
  • employer must be updated in the payment of the SSS contributions
  • has not received any final benefit from the SSS
  • 65 years old and below at the time of the loan application
  • has not been disqualified due to fraud committed against the SSS
SSS

SSS Housing Loan

  • member must have posted at least 36 monthly contributions with 24 continuous contributions prior to the application
  • not more than 60 years old at the time of application
  • not previously granted a repair and/or improvement loan by the SSS or NHMFC
  • not been granted final SSS benefits
  • borrower and spouse is updated in the payment of their other SSS loan(s)

SSS Calamity Loan

  • residing in an area declared under a State of Calamity by the National Disaster Risk Reduction and Management Council (NDRRMC)
  • registered on the My.SSS portal
  • has posted at least 36 monthly contributions
  • has not availed of final benefits
  • has no outstanding balance in CLAP or the SSS Loan Restructuring Program (LRP)

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