BDO HOUSE LOAN INTEREST RATES – List of Rates Under BDO Home Loan

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Guide on the BDO House Loan Interest Rates

BDO HOUSE LOAN INTEREST RATES – Here is a list of the interest rates implemented by BDO Unibank under its home loan offer.

Several banks are now offering home loans – cash assistance to those who wanted to acquire their own residential property. One of the biggest banks that offer it is BDO Unibank.

The BDO Home Loan is open for any of the following purposes:

  • house construction
  • house improvement
  • buying a vacant lot
  • buying a house and lot
  • buying a townhouse unit
  • buying a condominium unit
  • reimbursement of residential property acquisition
  • refinancing of existing loan
BDO Home Loan

To be eligible for the BDO Home Loan, the applicant must be a Filipino citizen aging not below 21 years old and not older than 70 years old on the maturity date of the loan.

Also, applicants should have a minimum gross income of Php 50,000.00 monthly. In the case of self-employed individuals, the business that the applicant is in should be stable.

According to BDO, with regards to the minimum and maximum loanable amounts under this loan offer, there are differences among the house and lot construction, the purchase of a condo unit, and the purchase of a vacant lot.

House & Lot or Townhouse Construction

  • Minimum Loanable Amount – Php 500,000.00
  • Maximum Loanable Amount – 80% of the appraised value of the property

Condo Unit

  • Minimum Loanable Amount – Php 500,000.00
  • Maximum Loanable Amount – 70% of the appraised value of the property

Vacant Lot

  • Minimum Loanable Amount – Php 300,000.00
  • Maximum Loanable Amount – 70% of the appraised value of the property

With regards to the BDO House Loan interest rates, the following are implemented on new applications depending on the term:

Fixing Period Interest Rate
1 year6.50% p.a.
2 years 7.25% p.a.
3 years 7.50% p.a.
4 years 8.00% p.a.
5 years 8.00% p.a.

The BDO House Loan interest rates for existing borrowers will depend on the transaction. According to the bank, re-pricing may apply.

To apply, visit – BDO HOME LOAN: How To Apply for House Loan to Banco de Oro.

Thank you for visiting our website. We hope we have helped you with regards to this matter. You may keep coming back for more informative guides.

READ ALSO: BDO LOAN OFFERS – List of BDO Loans & Application Requirements

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