SSS Salary Loan: Minimum & Maximum Loanable Cash Amounts

How Much the SSS Salary Loan May Lend Members-Borrowers

SSS SALARY LOAN – Here’s a guide on the minimum and maximum loanable amounts under the salary loan offer of the Social Security System (SSS).

If you are a member of the Social Security System (SSS), you have something to turn to in case you need some cash provided that you meet the requirements. The SSS has several loan offers for its members.

One of the offers is a cash loan offer through the “Salary Loan”. It is not only open for employed members of the social insurance institution but all currently paying members who meet the required total contributions. To qualify for it, the member-borrower must have posted at least 36 monthly contributions.

The target of the SSS Salary Loan is to address the short-term needs of member-borrowers. The minimum and maximum loanable cash amounts may depend on an account-to-account basis.

SSS Salary Loan

The SSS Salary Loan loanable amounts will depend on whether the member has posted at least 36 monthly contributions or has at least 72 monthly contributions. It is the basis but for the latter, it will depend on the amount that the member-borrower wants to borrow.

  • If you have posted at least 36 monthly contributions, you may borrow a one-month loan or equivalent to the average of your last twelve (12) Monthly Salary Credits (MSC) or the amount you applied for, whichever is lower. In the case of the former, if your total MSC for 12 months is Php 120,000.00, you may borrow Php 12,000.00.
  • If you have posted at least 72 monthly contributions, you may apply for a two-month loan. The loanable amount may be equivalent to twice of your MSC or the amount you applied for, whichever is lower. If your MSC is Php 12,000.00, you may borrow up to Php 24,000.00.

Do you want to apply for the said loan offer? You may do it online through the SSS Website.

Thank you for visiting Moneysense.ph and allowing us to help you with your concerns. We hope that we got your queries answered. You may check on other articles on our website.

You may also visit – SSS LOANS: 3 SSS Loan Offers For Members & How To Apply For Them

81 thoughts on “SSS Salary Loan: Minimum & Maximum Loanable Cash Amounts”

    • ang current company ko po Hindi na deduct ang remaining loan ko. pwede ko na bayaran over the counter, direct sa. SSS office? At after mgreflect ang payment online, pwede pa na ako mgloan?

      Reply
    • Since February 23, 2021 when i went to your office branch in Solano Nueva Vizcaya cause I want to continue my membership but untill now I don’t received yet any confirmation if my SSS is already activated

      Reply
  1. Pwedi po bang mag loan ang pensioner kung ito ay nakakatanggap ng pension dahil sa asawa nya na namatay at sinalin lang sa kanya dahil sya ang legal na asawa at natanggap buwan buwan ng pension sa namatay ntang asawa pwesi po ba syang mag loan

    Reply
  2. Gusto ko na sana mag loan kaso nakalimutan ko amail add ko tapos bawal nmn magpasa ng form for sss loan ano ba dapat gawin kc marami na nahihirapan kagaya ko na hindi maka online loan

    Reply
  3. Pa tulong nman po gusto ko po sna mbuksan ung ni register ko n nme dto kso nklimutan ko n kc at iba n po kc number ko ngyn ptulong nman po

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    • Maa/ Sir gd pm pwede k b Malaman yong loan balance k dati Kasi naka Sali Ako amnesty condonation pwede reconstruct dahil pandemic nahinto Ako ngaun pag uwi k away diyos bayaran kn lahat salamat god bless

      Reply
  4. Naipasa kuna ung sbi kulng ko sa SSS Hanggang ngaun wala p appointment ko sbi Ng opis hndi naraw asikasuhin ung sickness leave ko covid survivor ako

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  5. ng inqujre re po ako ilang months na ako ngpacontribute kc sinced covid start until now hindi ako nkapagbayad. pls respect my post.

    Reply
  6. Hindi Po pwede magloan kapag survivor lang Po Ng asawa Ang pwede lang Po magloan ay Yung talagang member Po Ng sss…ganyan Po Kase sa mama ko survivor lang din Po sya Ng tatay ko 3 months Po kami wait Ng schedule sa sss office para Po magloan sana si mama kaso pagdating Po namin nung nakausap na Po namin Ang sss representative ayun Po Ang sabi Ang pwede lang magloan ay Yung talagang member lang daw Po…

    Reply
  7. Good day..ask koh lng po pano mag online register po…para mka online contribution po ako..d ko pa na reresume yung accnt koh po..na stop po kasi contribution koh..

    Reply
  8. Sir maam.mkakaloan po ba na matagal na nkhulog ang asawa ko.pero pag uppdet nmin last 99 month na po.pano po ba mkaloan.ano po ba ang proseso.

    Reply
  9. Wala poh update Ang Gmail ko..nag aply na poh Ako,nag hintay na lang poh Ako Ng update,tapos na poh Ako naka aply sa sss salary loan..sana poh matulongan nyo din ako

    Reply
  10. I worked in Metro-Laboratories in Bagong Ilog Pasig , metro manila as a Raw Materials Whse for almost ten years.While I got my work related injury at work. I was been treated at Veterans Hospital. I spended for myself for everything after deduction from . my salary . I was been terminated from job without any benefits from the SSS. Whenever I followed up, I was informed that the SSS did not received any remittance of any Premium. What was the Philippine Government doing with these kind of franchise government offices. DEPRIVING THE RIGHTS OF THE FILIPINO CITIZEN.

    Reply
  11. I worked in Metro-Laboratories in Bagong Ilog Pasig , metro manila as a Raw Materials Whse for almost ten years.While I got my work related injury at work. I was been treated at Veterans Hospital. I spended for myself for everything after deduction from . my salary . I was been terminated from job without any benefits from the SSS. Whenever I followed up, I was informed that the SSS did not received any remittance of any Premium. What was the Philippine Government doing with these kind of franchise government offices. DEPRIVING THE RIGHTS OF THE FILIPINO CITIZGENERAL O

    Reply
  12. Jobless na po ako since Sept. 2021 at may outstanding SSS loan ako at hindi pa ako nakakapag update sa monthly remittance ko. Pwede po ba ako mag apply ng SSS loan para pambayad ng tuition ng anak ko na nasa college? Salamat po.

    Reply
  13. Good morning Po..need ko lang Malaman kailan Po Yung condonation or amnesty sa sss Kasi Po may loan Po mister ko since 2009..gusto napo Namin bayaran Ngayon..pero mag apply Po kami Ng amnesty..kailan Po? sana masagot Po tong Tanong ko.first loan Po Ng mister ko amounted of 15k.. name nya Po ARNOLD G. PILAPIL SSS # 06-0972501-6 sana Po management Ng sss matulungan niyo Po Ako Dito.. hintay Po kami sa inyong response.
    Maraming salamat

    Reply
  14. Good morning Po..need ko lang Malaman kailan Po Yung condonation or amnesty sa sss Kasi Po may loan Po mister ko since 2009..gusto napo Namin bayaran Ngayon..pero mag apply Po kami Ng amnesty..kailan Po? sana masagot Po tong Tanong ko.first loan Po Ng mister ko amounted of 15k.. name nya Po ARNOLD G. PILAPIL SSS # 06-0972501-6 sana Po management Ng sss matulungan niyo Po Ako Dito.. hintay Po kami sa inyong response.
    Maraming salamat

    Reply
  15. May outstandung balance pa po ako last 2007 loan pa nasa 12k pa . Pwede po ba ako mag loan tapos ibawas nlng ung balance ko.. salamat…

    Reply
  16. TanOng ko lng po pwede po ba ako makapagloan kahit hindi pa po tapos yung calamity loan..,,kase ayaw pumayag ng employer ko ..baka sakali pde po ba akong mag self employed nlng po. para makalOan akO…

    Reply
  17. Gusto ko Po mag loan for a personal reasons, bayad utang at sa health ko Po, pwd Po ba GCASH?
    09672370698
    Need ko Po 30k
    Nag work Po ako dati sa Shell Abgao Maasin City Southern Leyte,
    Wala Po ako natanggap. More than 5 years na Po ako nag work.
    Starting 100.00 monthly for 3 years, Free Boarding Haus and kain Po. And 200.00 for 2 years, Hindi na Po Free Ang Boarding Haus and kain ko Po.
    Hindi Po ako makapag Reklamo sa DOLE kc mag Isa lang Po ako. Wala pong tumulong sa akin.
    Nandito na Po ako sa Guadalupe Cebu City, sa pinsan ko Po Ng mini Carenderia, dishwasher.
    Sana makapag Loan Po ako.
    Thanks
    God bless

    Reply
  18. My SSS pension is P4,300 and I have not applied a loan yet to any bank or lending institutions. I have a METRO BANK ATM CARD with me. how much can I avail ?
    Contact # 0945 866 4054

    Reply

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