BDO LOAN INTEREST RATES: Full List Of Interest Rates By Banco de Oro

Full List of Banco de Oro / BDO Loan Interest Rates

BDO LOAN INTEREST RATES – Here is the full list of the Banco de Oro (BDO) loan interest rates for the personal loan, auto loan, and home loan.

One of the giants in the banking field, Banco de Oro, offers different kinds of loan to the public. Provided that you pass the eligibility and can prepare the requirements set, you may apply for:

• BDO Personal Loan
• BDO Home Loan
• BDO Auto Loan

The BDO loan interest rates for the aforementioned loan may vary depending on the tenor and the amount of the loan. On its official website, Banco de Oro has provided the list of the interest rates.

Based on the official website of Banco de Oro, when it comes to the BDO Personal Loan, there are three factors that go hand-in-hand – the tenor, the factor rate, the monthly add-on rate, and the effective rate per annum.

For the Home Loan, the factors are the fixing period and the interest rate while for the Auto Loan it depends if the vehicle is brand new or pre-owned and the type of use.

BDO Loan Interest Rates for Personal Loan

Tenor: 6
Factor Rate: 0.179667192
Monthly Add-on Rate: 1.30%
Effective Rate per Annum: 26.27%

Tenor: 12
Factor Rate: 0.095836960
Monthly Add-on Rate: 1.25%
Effective Rate per Annum: 26.63%

Tenor: 18
Factor Rate: 0.068058532
Monthly Add-on Rate: 1.25%
Effective Rate per Annum: 26.76%

Tenor: 24
Factor Rate: 0.054167533
Monthly Add-on Rate: 1.25%
Effective Rate per Annum: 26.58%

Tenor: 36
Factor Rate: 0.040279967
Monthly Add-on Rate: 1.25%
Effective Rate per Annum: 25.98%

Loan Interest Rates for Home Loan

Fixing Period: 1 Year
Interest Rate: 6.50% per annum

Fixing Period: 2 Years
Interest Rate: 7.50% per annum

Fixing Period: 3 Years
Interest Rate: 7.88% per annum

Fixing Period: 4 Years
Interest Rate: 8.00% per annum

Fixing Period: 5 Years
Interest Rate: 8.50% per annum

Loan Interest Rates for Auto Loan

Brand New

• Personal Use
  • Minimum Downpayment: 20%
    
  • Maximum Loan Term: 6 Years
• Business Use
  • Minimum Downpayment: 30%
  • Maximum Loan Term: 3 Years

Pre-Owned

• Personal Use
  • Minimum Downpayment: 30%
    
  • Maximum Loan Term: 4 Years
• Business Use
  • Minimum Downpayment: 40%
  • Maximum Loan Term: 2 Years

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