Guide on Requirements for BDO Housing Loan Offer Application
REQUIREMENTS BDO HOUSING LOAN – Here is a list of the documents you should prepare and submit in applying for BDO Housing Loan.
When it comes to home loans, one of the excellent options that you may turn to is the BDO Home Loan offer. It is open to finance the purchase of vacant lot, house and lot, and condominium unit, house construction, home renovation as well as the reimbursement of a residential property acquisition and loan take-out.
Lists of Requirements for BDO Housing Loan
If you are employed, prepare the following documents:
- duly-accomplished loan application form
- marriage contract (if you are married)
- one (2) valid ID with matching application details (photocopy)
- latest ITR or BIR Form 2316
- latest three (3) months payslip
- Certificate of Employment with Income (COEI)
If you are self-employed, prepare the following documents:
- duly-accomplished loan application form
- marriage contract (if you are married)
- one (2) valid ID with matching application details (photocopy)
- Bank Statements or Photocopy of Passbook for the last six (6) months
- Photocopy of Audited Financial Statements for the last two (2) years with latest ITR
- Business Background or Company Profile
- Certificate of Business Registration from DTI or SEC, Articles of Partnership or Articles of Incorporation (whichever is applicable)
If you are an overseas Filipino worker (OFW), prepare the following documents:
- duly-accomplished loan application form
- marriage contract (if you are married)
- one (2) valid ID with matching application details (photocopy)
- latest Crew Contract, if sea based
- proof of Remittance for the last 3 months
- Consularized Certificate of Employment with Income (COEI) or latest three (3) months payslips
If you are a foreign national:
- duly-accomplished loan application form
- marriage contract (if you are married)
- one (2) valid ID with matching application details (photocopy)
- an active visa from:
- Holders of Special Resident Retiree Visa (SRRV);
- Quota or Preference Immigrant Visa Holders (Sec 13 of Phil. Immigration Act)
- Non-Quota Immigrant Visa Holder; or
- Permanent residence status and working visas issued by the Subic Bay Metropolitan Authority (Republic Act No. 7227)
For a guide on the process in applying for this loan offer, you may visit – BDO HOME LOAN: How To Apply for House Loan to Banco de Oro.
All loan applications are subject to the approval of BDO. The bank also has several other loan offers. You may visit – BDO UNIBANK LOANS – Full List of BDO Personal & Business Loan Offers.
