List of BDO Personal Loan Requirements 2024 for Application Process
BDO PERSONAL LOAN REQUIREMENTS 2024 – You can check here the documents required of self-employed applicants and professionals who wish to apply for loan to BDO Unibank.
Are you one of the self-employed individuals in the Philippines? Or one of the professionals? Even though you don’t have a fixed income every month, there is an entity that you may turn to for loans — the BDO Unibank.
The BDO Unibank is one of the giants among the banking services providers in the Philippines. It has savings and deposit accounts, loans, credit cards, and many other financial services. It is one of the banks in the country with the biggest assets.
In terms of the loan offers of BDO Unibank, one of the offers is the BDO Personal Loan, a multi-purpose cash loan offer that clients may apply for to finance a minor home improvement, the expansion of a business, to make a big purchase, to travel, etc.
The loan offer is open not only for salaried individuals but as well as self-employed individuals and professionals. Truth be told that a lot of cash loans are only open for salaried individuals.
Meanwhile, the bank has set a different list of BDO Personal Loan requirements for self-employed individuals and professionals. Here are the documents that must be submitted in applying for the loan offer:
- any of the following government-issued IDs (front and back)
- Preferred IDs – Driver’s License, Philippine Passport, TIN ID, SSS ID or GSIS ID eCard
- Other acceptable IDs – UMID Card, PhilSys ID, Voter’s ID, Philippine Postal ID, PRC ID or Philhealth ID
- Copy of Employment Contract or Certificate of Employment
- Letter from the Embassy (if Embassy Official)
- PLUS any of the following:
- Alien Certificate of Registration (ACR) or Immigrant Certificate of Registration (ICR) or ACR-I
- valid VISA and work permit
- valid passport with any of the following: Special Investors Resident VISA, Special Non-Immigrant VISA for PEZA or VISA with EO226
- proof of income
- photocopy of any of the following:
- Latest Income Tax Return duly stamped as received by the Bureau of Internal Revenue (BIR) and Audited Financial Statements for the last two (2) years (MANDATORY)
- Registration of Business Name (MANDATORY)
- For Single proprietorship – issued by the Department of Trade and Industry (DTI)
- For Partnerships or Corporations – issued by the Securities and Exchange Commission (SEC)
- Latest three (3) months bank statement (OPTIONAL)
- If requested loan amount is more than P1 Million:
- Latest three (3) months bank statement and at least one (1) trade reference
- GIS (if company is a corporation)
- photocopy of any of the following:
Make sure to have all the BDO Personal Loan requirements for application. If you are interested to apply for the loan offer, submit them to the bank.
